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Christianity on Money

12 Secrets about Wealth You Didn’t Know were in the Bible

1. Work as a Source of Wealth

  • Bible Passage: Genesis 2:15, Genesis 2:22
  • Core Message: Work is a part of God’s creation and not a curse. Productive work is fundamental to wealth and well-being.
  • Bible Quotes:
    • Genesis 2:15: “The Lord God took the man and put him in the Garden of Eden to work it and take care of it.”
    • Genesis 2:22: “Then the Lord God made a woman from the rib he had taken out of the man, and he brought her to the man.”
  • Insights: Work should be purposeful and meaningful; retirement as an escape from work isn’t biblical.
  • Real-World Application: Finding meaningful work and avoiding the mindset of working only to retire.

2. Ability to Create Wealth Comes from God

  • Bible Passage: Deuteronomy 8:18
  • Core Message: Wealth creation is not evil; it’s a gift from God.
  • Bible Quote:
    • Deuteronomy 8:18: “But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.”
  • Insights: Wealth isn’t a sin, but humility and recognition of God’s role are key.
  • Real-World Application: Viewing wealth as a tool for positive impact, avoiding pride in wealth accumulation.

3. Striving to Be the Best in Your Work

  • Bible Passage: Proverbs 22:29
  • Core Message: Skill and excellence bring prosperity and high status.
  • Bible Quote:
    • Proverbs 22:29: “Do you see someone skilled in their work? They will serve before kings; they will not serve before officials of low rank.”
  • Insights: Strive to be outstanding, not just competent, in one’s work or trade.
  • Real-World Application: Aim to be among the best, as this increases opportunities for success and wealth.

4. Providing for Family as a Priority

  • Bible Passage: 1 Timothy 5:8
  • Core Message: Providing for one’s family, including extended family, is a fundamental responsibility.
  • Bible Quote:
    • 1 Timothy 5:8: “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.”
  • Insights: Neglecting family support is viewed as a serious moral failing.
  • Real-World Application: Build financial plans that include care for both immediate and extended family members.

5. Budget Discipline and Savings

  • Bible Passage: Proverbs 21:20
  • Core Message: Wisdom is shown by storing wealth, while foolishness is marked by spending it all.
  • Bible Quote:
    • Proverbs 21:20: “The wise store up choice food and olive oil, but fools gulp theirs down.”
  • Insights: Building savings and assets, like precious metals in ancient times, reflects prudent money management.
  • Real-World Application: Avoid frivolous spending; create a robust savings plan for the future.

6. Debt Management and Caution

  • Bible Passage: Proverbs 22:7
  • Core Message: Debt is dangerous and creates a form of servitude to the lender.
  • Bible Quote:
    • Proverbs 22:7: “The rich rule over the poor, and the borrower is slave to the lender.”
  • Insights: Use debt only when beneficial and maintain fixed, manageable obligations.
  • Real-World Application: Avoid high-risk debt and prefer fixed-rate loans; consider long-term risk and economic conditions.

7. Investment as a Wealth Growth Tool

  • Bible Passage: Matthew 25 (Parable of the Talents)
  • Core Message: Wealth is meant to be actively grown and not hoarded.
  • Bible Quote:
    • Matthew 25:14-30 (Parable Excerpt): “For it will be like a man going on a journey, who called his servants and entrusted to them his property. To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away.”
  • Insights: Fear-based saving is condemned, while wise risk-taking and active investment are encouraged.
  • Real-World Application: Invest actively rather than just saving, understanding that investment involves calculated risks.

8. Active, Diversified Investment Approach

  • Bible Passage: Proverbs 14:15, Ecclesiastes 11:2
  • Core Message: Sensible investing involves active decision-making and diversification.
  • Bible Quotes:
    • Proverbs 14:15: “The simple believe anything, but the prudent give thought to their steps.”
    • Ecclesiastes 11:2: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.”
  • Insights: Avoid being passive; consider diversification with around 7-8 different, low-correlated investments.
  • Real-World Application: Invest in a variety of assets with low correlation to balance risk and ensure steady growth.

9. Leaving an Inheritance for Future Generations

  • Bible Passage: Proverbs 13:22
  • Core Message: A wise person builds wealth that can sustain family across multiple generations.
  • Bible Quote:
    • Proverbs 13:22: “A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous.”
  • Insights: It’s a moral obligation to accumulate wealth for future generations rather than consuming all in one lifetime.
  • Real-World Application: Create a financial legacy for children and grandchildren.

10. Wealth as a Part of Inheritance

  • Bible Passage: Proverbs 19:14
  • Core Message: Inheritance in the Bible includes houses and riches, not merely virtues.
  • Bible Quote:
    • Proverbs 19:14: “Houses and wealth are inherited from parents, but a prudent wife is from the Lord.”
  • Insights: Building material wealth is endorsed as part of biblical inheritance.
  • Real-World Application: Emphasize financial inheritance alongside values, enabling descendants to have financial security.

11. Generosity and Giving as the Wealth Purpose

  • Bible Passage: Malachi 3:10
  • Core Message: Wealth’s ultimate purpose is generosity, specifically toward those unable to help themselves.
  • Bible Quote:
    • Malachi 3:10: “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”
  • Insights: Giving back, especially to the needy, is emphasized with a promise of divine blessings.
  • Real-World Application: Dedicate a portion of wealth for helping those in need, with the expectation that generosity yields personal rewards.

12. Responsibility to Avoid Tyranny and Protect Rights

  • Bible Passage: Genesis 47
  • Core Message: Abdicating personal responsibility leads to loss of rights, servitude, and tyranny.
  • Bible Quote:
    • Genesis 47:13-25 (Excerpt): “So Joseph bought all the land in Egypt for Pharaoh. The Egyptians, one and all, sold their fields, because the famine was too severe for them. The land became Pharaoh’s, and Joseph reduced the people to servitude.”
  • Insights: Dependence on centralized power can result in societal bondage, as seen in Joseph’s story in Egypt.
  • Real-World Application: Maintain self-reliance and avoid dependency on others for basic needs to preserve autonomy and rights.

 

 

Unveiling the Biblical Secrets to Wealth: A Financial Perspective

Unlocking the Wisdom of Scripture on Money

Have you ever pondered the significance of wealth within a spiritual framework? The discussion surrounding money often evokes diverse opinions, with some advocating that wealth is inherently evil while others argue that it is a blessing. However, both the biblical texts and insights reveal a different narrative, one where money is a tool and stewardship influential. This lesson will explore twelve financial principles derived from scripture that can reshape how we view wealth and incorporate Biblical wisdom into our financial practices. Furthermore, as part of the Crypto Is FIRE (CFIRE) training program, these principles will illuminate the intersection of biblical teachings with today’s financial tools, including cryptocurrencies and decentralized finance (DeFi).

 

 

Key Insights From Scripture on Wealth

The discourse presented centers on twelve essential secrets about wealth as portrayed in the Bible. The primary thesis contends that the scriptures are not against wealth; instead, they offer guidance on generating, managing, and utilizing wealth productively and ethically. Striking points from the lesson detail that:

  • Work is intrinsic to creation and provides a path to wealth.
  • The ability to create wealth stems from divine endowment.
  • Mastery over one’s craft correlates with financial rewards.
  • The significance of family support extends into financial responsibility.
  • Budgeting and a cautious stance against debt are encouraged.

The teachings challenge preconceived notions, arguing that wealth does not inherently corrupt moral standing and also affirm that financial responsibility is biblically mandated.

Strengths of the Arguments

Strengths of the Biblical Wealth Principles

  1. Work is a Blessing: The notion that work is God-ordained resonates with many contemporary values regarding work ethics. In Genesis, the act of tending to the Garden of Eden signifies that labor itself is part of divine purpose. This aligns with modern economic principles that regard productive work as the foundation of wealth creation.

  2. Wealth as God’s Gift: The assertion that the ability to generate wealth is bestowed by God and must be diligently cultivated is compelling. It encourages individuals to embrace their potential, striving toward excellence without succumbing to a self-centered attitude towards financial success, typically seen in a consumer-driven society.

  3. Generosity Towards Family and Community: The call to support one’s family and contribute to the community exemplifies a profound collective responsibility that transcends individual gain. It effectively addresses wealth distribution, which often circles discussions surrounding inequality and social welfare today.

  4. Risk Management with Financial Investments: The emphasis on being discerning with investments echoes the principles of diversification, as seen in modern financial advising. The underlying parable of the talents reinforces the notion that taking informed risks can yield good returns but also displays prudence in handling resources wisely.

Bridging the Gap to Cryptocurrency and Blockchain Concepts

The teachings from scripture can reflect broader economic and financial systems, including the burgeoning fields of cryptocurrencies and blockchain technology. For instance, principles that advise a cautious approach to debt resonate with the high-risk nature of some crypto investments while also advocating for diversification, a concept central to cryptocurrency portfolios.

Moreover, the call for responsible stewardship aligns with the emerging ideas surrounding decentralized finance (DeFi), where individuals are empowered to manage their assets autonomously, free from traditional financial institutions’ restraints. This transformation signifies a movement towards personal responsibility, paralleling the biblical tenets of work ethic and diligent financial management.

Applications in Decentralized Finance (DeFi)

In light of these biblical principles, DeFi can act as a modern manifestation of accountability and empowerment. By utilizing smart contracts, users can enact financial transactions transparently and without intermediaries—creating an environment where individual stewardship reflects biblical values of accountability and hard work. Blockchain technologies also indefinitely record financial histories, ensuring the preservation of significant financial ethics in every transaction.

The insights gathered from biblical teachings on wealth will undoubtedly shape future conversations regarding financial literacy and responsibility, especially within transformative economic contexts. As societies continue to grapple with wealth disparities and inflation, understanding the balance of individual responsibility and communal support is essential. The biblical principles encourage a proactive approach to wealth generation and distribution.

Looking ahead, emerging technologies like blockchain could redefine legacy and inheritance, making the transfer of wealth more efficient and transparent. The growing emphasis on ethical investments and social enterprises may further encourage wealth to be used for communal benefit, echoing the biblical call to generosity and care for others.

Personal Reflections on Biblical Stewardship

In my own journey navigating the complexities of personal finance and investments, the wisdom inherent in biblical principles has provided an invaluable framework. The scriptures encourage a balanced view of wealth, prompting questions about purpose and motivation behind financial pursuits. Life experiences have taught me that true wealth often extends beyond material possessions, emphasizing relationships, integrity, and, importantly, stewardship for the collective good.

The cryptocurrency sphere often appears synonymous with profit, yet it can serve as a unique opportunity to practice generous stewardship through investing in projects that encourage social good and sustainability. As we tread this evolving landscape, the guiding principles offered by scripture continue to resonate profoundly—encouraging me to invest wisely, give generously, and cultivate a heart aligned with the values I hold dear.

Conclusion: Embracing the Transformative Potential of Wealth

In summary, the secrets derived from scripture about wealth reveal immense depth; wealth can serve not just personal gain but also benefit others and further a greater purpose in life. By holding true to principles such as work ethic, diligence, family responsibility, and stewardship, individuals can transform their relationship with wealth while contributing positively to their communities.

With the dynamic intersections of these teachings and contemporary financial tools, such as cryptocurrencies, individuals are presented with the opportunity to leverage their wealth in ways that honor their values and enhance their lives and the lives of others.


Quotes:

  1. “The ability to create wealth stems from divine endowment.”
  2. “Wealth does not inherently corrupt moral standing.”
  3. “If you don’t want to lose your rights, you cannot give up your responsibilities.”

Continue to the next lesson in this Crypto Is FIRE (CFIRE) training program where we will delve deeper into the practical aspects of wealth management within digital environments and explore the burgeoning DeFi landscape.

 

 

Biblical Wealth Secrets: Uncovering Financial Wisdom for Today

Money and wealth are topics deeply interwoven with both practical living and spiritual perspectives. While many believe the Bible has little relevance in guiding modern financial decisions, a closer look reveals profound insights regarding wealth creation, stewardship, and management—insights that are not only valuable in traditional finance but also resonate within the rapidly evolving cryptocurrency landscape. Understanding these biblical principles forms a foundational block for anyone looking to navigate the financial waters today, be they traditional or crypto.

Core Concepts

  1. Stewardship

    • Traditional Finance: Stewardship refers to managing one’s resources wisely and responsibly, ensuring sustainability for both personal finances and communal or business assets.
    • Crypto Context: In the crypto world, stewardship parallels the responsibility of managing digital assets prudently—balancing between risk and reward is key.
    • Importance: Embracing stewardship fosters long-term financial stability and growth.
  2. Generosity

    • Traditional Finance: Refers to the practice of giving a portion of one’s wealth, whether through charitable donations or supporting family.
    • Crypto Context: In crypto, this can manifest as charitable contributions in cryptocurrencies or funding open-source projects.
    • Importance: Generosity cultivates a sense of community and support, which can foster networking and opportunities.
  3. Discipline in Financial Management

    • Traditional Finance: The practice of sticking to a budget, refraining from impulsive spending, and planning for the future.
    • Crypto Context: This involves diligent research before investing in cryptocurrencies and adhering to strategic trading plans.
    • Importance: Discipline minimizes risk and maximizes investment potential—essential for volatile crypto markets.
  4. Work Ethic

    • Traditional Finance: Hard work and commitment are recognized as pillars of financial success.
    • Crypto Context: Many successful crypto advocates emphasize investing time in learning and adapting to new technologies, demonstrating a robust work ethic.
    • Importance: A strong work ethic leads to opportunities in both traditional and digital asset markets.
  5. Risk Management

    • Traditional Finance: Understanding the importance of protecting assets against potential financial loss through various strategies, including diversification.
    • Crypto Context: Involves assessing the risks of various assets and employing strategies such as holding a diverse portfolio of cryptocurrencies.
    • Importance: Good risk management practices mitigate losses and enable sustained investment health.

Key Sections

Work as a Source of Wealth Creation

  • Key Points:

    • Genesis 2:15 emphasizes work as good and a way to interact with God’s creation.
    • The curse in Genesis relates to the toil of work, not work itself.
  • Explanation: The Bible underlines the importance of work in establishing a foundation for wealth. This is tethered to the idea that through diligent and meaningful work, individuals ultimately shape their financial futures. The notion that one should work for retirement rather than avoid work contradicts many modern views that equate work to mere survival.

  • Connection to Crypto: The work ethic in the crypto space often reflects this biblical principle, where many enthusiasts engage deeply with the technology, often working on projects or contributing to community growth, enhancing their financial outcomes.

The Origin of Wealth

  • Key Points:

    • Deuteronomy 8:18 suggests that God grants the ability to produce wealth.
    • Wealth creation is a divine blessing rather than a curse.
  • Explanation: Emphasizing that wealth is not inherently evil and acknowledging its origins is essential for fostering a healthy mindset toward finance. By understanding that hard work coupled with divine blessings leads to wealth, one can pursue financial goals more ethically and meaningfully.

  • Connection to Crypto: Innovative projects and platforms emerging in the crypto world thrive when creators recognize their talents as divine gifts and apply them to meet real-world needs—essentially producing “wealth” through technology.

The Call for Generosity

  • Key Points:

    • Proverbs 21:13 warns against ignoring the needs of the poor.
    • 1 Timothy 5:8 emphasizes the responsibility to provide for family.
  • Explanation: These teachings implore individuals to treat wealth as an opportunity for positive impact, rather than a personal trophy. The essence of financial success in the biblical sense is closely tied to the ability to share resources responsibly with one’s family and others in need.

  • Connection to Crypto: Practices like making anonymous donations using cryptocurrencies or funding community projects reflect this biblical call for generosity. Cryptographic transparency often aids in ensuring that funds reach where they are intended, enhancing trust.

Discipline in Finances

  • Key Points:

    • Proverbs 21:20 advocates for careful budgeting and thrift.
    • Disciplined spending leads to wealth preservation.
  • Explanation: Financial discipline, both in spending and saving, lays the groundwork for wealth accumulation. This principle cuts through procrastination and impulsivity that plague many in their financial journeys.

  • Connection to Crypto: Following diligence and patience is crucial in crypto trading. Staying updated on market trends and maintaining a diverse portfolio are practices encouraged among knowledgeable investors.

Risk Management and Diversification

  • Key Points:

    • Proverbs 22:7 aligns with the understanding that borrowing can lead to a form of servitude.
    • Investors should diversify to mitigate risk.
  • Explanation: Proverbs highlights how financial liabilities can trap individuals. Conversely, careful diversification can lead to sustainable growth. Practicing prudent risk management offers a fallback in fluctuating markets.

  • Connection to Crypto: Just as with traditional investments, diversifying digital assets can significantly buffer against potential losses from the volatile crypto market.

The Crypto Perspective

  • Nature of Wealth: The parallels between biblical teachings and crypto principles emphasize that wealth should not be viewed through a lens of greed or self-promotion but as a tool for empowerment and improvement for both individual and community.

  • Case Studies: Looking into successful blockchain projects that fund charitable causes, such as those that leverage smart contracts for automated donations, exemplifies how modern finance can fulfill these ancient principles.

  • Challenges: The crypto industry’s fast pace can lead many to overlook lessons in discipline and stewardship—leading to impulsive trading and financial harm rather than stability.

Examples

  • Visual Aid Suggestions: A picture illustrating the process of wise investing, including things like diversification strategies and active monitoring of asset performance, could enhance understanding. Infographics comparing traditional investing with crypto trading strategies could likewise prove beneficial.

  • Hypothetical Example 1: Imagine two individuals: one invests diligently in a diversified traditional portfolio, the other dives headfirst into high-stakes crypto day trading without research. The former sustainably grows wealth over time, while the latter is likely to face losses and stress.

  • Hypothetical Example 2: A church community pooling funds to purchase crypto assets that fund humanitarian projects, demonstrating biblical stewardship and modern investment strategies.

Real-World Applications

Historically, wealthy figures like Solomon and Job symbolize the biblical potential for wealth. Today, legacy-minded individuals can apply these principles to create lasting financial stewardship, either through traditional finance or increasingly through crypto ventures.

Cause and Effect Relationships

Diving deep into these biblical principles exposes the cause-and-effect relationship between one’s financial decisions and their societal impacts. Poor spending habits lead not only to financial failure but can also have far-reaching implications for community welfare and individual moral integrity.

Challenges and Solutions

  • Common Challenges: Misconceptions about the stigma attached to wealth can deter people from pursuing sound financial strategies.
  • Solutions in Practice: Utilizing crypto as a tool for transparency in financial dealings can combat the negativity surrounding wealth, promoting a collective purpose behind wealth creation—community improvement.

Key Takeaways

  1. Wealth Creation is a Divine Blessing: Understand your abilities as gifts, not as burdens.
  2. Practice Generosity: Share your resources to uplift others, creating a cycle of wealth and support.
  3. Embrace Discipline: Approach budgeting and spending with cautious intent to ensure growth.
  4. Work is Vital: Keep engaging meaningfully with your vocation—this energizes wealth creation.
  5. Manage Risks Wisely: Thoroughly investigate investments to avoid significant losses, particularly in crypto.
  6. Diversify: Spread your resources across various channels (assets) to mitigate risks effectively.
  7. Leave a Legacy: Strive to provide for future generations, implementing biblical financial principles in your life.

Discussion Questions and Scenarios

  1. Discuss how money reflects our values and choices in both biblical and modern contexts. What can this tell you about society at large?
  2. Compare and contrast the concept of wealth accumulation in traditional finance versus cryptocurrencies. How do the two reflect different value systems?
  3. What are the implications of failing to fulfill familial obligations as espoused in 1 Timothy 5:8 within both Biblical and modern investment contexts?
  4. How does the principle of diversification discussed in Ecclesiastes 11:2 play a role in managing both traditional and crypto investments today?
  5. In what scenarios might a person feel tempted to let greed overshadow the principles of generosity and stewardship?

Glossary

  • Stewardship: Managing resources responsibly, both material possessions and personal finances.
  • Generosity: The quality of being kind and giving, especially concerning financial contributions.
  • Discipline: The practice of maintaining self-control over spending and saving to achieve financial goals.
  • Risk Management: The process of identifying, assessing, and controlling financial risks.
  • Diversification: A risk management strategy that mixes a wide variety of investments within a portfolio.

By integrating these biblical insights into modern financial practices, individuals can find a balanced approach to wealth that honors both principles and progress. As you continue your journey through this Crypto Is FIRE (CFIRE) training program, remember that each step taken with wisdom will lead you toward a brighter financial future.

Continue to Next Lesson

Are you ready to deepen your understanding of financial principles? Continue your journey into the world of cryptocurrencies and financial freedom with the next lesson in the Crypto Is FIRE training program!

 

 

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12 Secrets about Wealth You Didn’t Know were in the Bible

https://www.youtube.com/watch?v=pbZvAdbMkvc
Transcript:
 Today, we are looking at 12 secrets about wealth,  growing your wealth, protecting your wealth,  making more money that are actually found in the Bible.  The truth is that most people think  the Bible has very little to say about money,  when in reality, the most common word found  throughout the Bible is actually money.
 Not only that, most people think  that when the Bible talks about money,  it’s communist hippy-dippy stuff about wealth being evil,  and that if you live anything  beyond a subsistence level  poverty lifestyle, then you’re living immorally.  It couldn’t be farther from the truth.  I know this is gonna be a controversial topic,  so I need to provide some context  and let you know why I have anything to say  about this at all.
 I, like many Americans, grew up in the church,  went to church every single Sunday,  but I was actually going to go into the ministry.  My degree is in Christian ministries.  I was trained to be a pastor. And after I graduated with $30,000 of debt and I was  making less than minimum wage, I realized that I needed to learn how money works so I could make a  better financial future for my family.
 This led me down the rabbit hole and I eventually became a  stockbroker. And then in 2019, I quit my job as a stockbroker to start heresy financial, where I  teach people how  economics really works so that you can make more money investing. And that’s actually where the  title of this channel comes from, Heresy Financial, because a lot of the things that I talk about,  people who have grown up in the church and think they know what the Bible says about money,  think that the things that I talk about are heretical, that they’re heresy.
 But I’m actually  going to show you the truth about what the Bible actually says about money for a couple of reasons. Number one,  it’s the truth. Number two, it’s actually very, very helpful. These are secrets that the Bible  says that actually help you make more money over your life. And if you want some statistical  evidence for that, I just want you to answer one question.
 What group of people on earth has been stereotypically associated  with knowing better than most how to make more money,  how to save money, how to grow their money  and protect their money for hundreds of years,  if not thousands of years?  That’s right, Jewish people.  And for thousands of years,  they have followed commands  written in a little collection of books  that we now call the Bible.
 So if the people group that has followed this advice for thousands of years is also the people group who is stereotypically  the best with money, then maybe it’s worth taking a little bit of a look into. And for number one,  we’re going to start off in the beginning, the creation story with Adam and Eve.
 Genesis 2,  verse 15 says that the Lord God took the man and put him in the garden of Eden to work it and take  care of it. Now that by itself, you’re going to read that and think, well, man, that has absolutely  nothing to do with money. But I want you to take a look at a verse that comes a little bit later  than that in verse 22, which is after that.
 It says that then the Lord God made a woman from the  rib that he had taken out of the man and he brought her to the man.  And so we have a very distinct order of creation here.  First, God created the man and gave him a job.  He gave the man work.  And it wasn’t until later that he gave man a woman, which based on that order, number one, work is good.  is good. Many people think that the Bible says that man was given work as a curse after God found out that they sinned and ate the apple and cast them out of the garden. That’s not true.
 The curse  was that the work became toilsome, that it became harder. But the work itself was good and it was  given to man as part of the perfect creation. Which means that the common American dream where  we have people who are working for  their entire lives, trying to get to a point where they can retire and stop working is not biblical.
 Work is the source of production of wealth. And I’ve seen this personally, and I’m sure you’ve  seen this as well, that when men don’t have work to do, it destroys them. Their life is ruined,  whether it’s because they’re on the dole and the paycheck of somebody else, whether it’s because they got a pension in social security  and they retired too early,  they just fold into themselves  if they don’t have meaningful work to do.
 Now, I’m not talking about that you need to be in a BS job  that is terrible, that is life-sucking for your entire job,  just for the sake of work.  It is perfectly fine.  And actually, it is better to seek work that is meaningful.  But this idea that our entire working life  is to just slave away so that we can retire  and just relax and not have any responsibility  for the rest of our life is entirely backwards  to the way that we are created.
 All right, number two, the ability to produce wealth  comes from God, not from Satan.  In this day and age, we have a lot of people  who despise wealth and despise wealthy people because it reflects their own insecurities and  incompetencies back on themselves.
 They think, well, that person can’t possibly be that much  better than me that they are able to produce that much wealth. And so it can’t be that they  are that much more competent than me. It must  just be because they are evil. Well, guess what? The ability to produce wealth actually is an  ability given by God, not by Satan. And it’s not given out to specific people.
 It is given out to  all people. If we have the diligence and the work ethic and the focus to pursue it, but the ability  to produce wealth is not given from Satan or an evil thing. It is actually given from God. And we find this in Deuteronomy 8, 18, where it  says, remember the Lord, your God, for it is he who gives you the ability to produce wealth and  thereby confirms his covenant, which he swore to your ancestors as it is today, which means it’s  not something that we should be prideful and arrogant about something that we have built for ourselves.
 The ability comes from God,  but it is not something evil that is to be ashamed of.  It is something that comes from God  and we already use it for good.  All right, number three,  you should strive to be the absolute best at what you do  because then you will make the absolute most  that you can make doing that thing.
 This comes from Proverbs 22, 29. It says,  do you see someone skilled in their work? They will serve before Kings. They will not serve  before officials of low rank. This means that you shouldn’t go through your daily life, just trying  to do the bare minimum in order to get the bare minimum raise, or just that you should be trying  to be better than your teammates on your team, or than anybody you can compare yourself to.
 You should strive to get to the place where you are the absolute best that you should be trying to be better than your teammates on your team or than anybody you can compare yourself to.  You should strive to get to the place where you are the absolute best that you can possibly be.  And even better than that,  maybe the best in the entire world.
 Now, that doesn’t mean that you are going to become  the richest person in the world,  but it means you’re going to be able to perform  at the highest levels and make the most  that that specific opportunity has to offer.  Now, maybe that opportunity, that specific skill  is not the skill you should be pursuing,  but whatever skill, whatever trade you do pursue,  you should try to be the absolute best.
 It’s like even being a mechanic.  When you look at mechanics,  the best mechanics in the world are not working  at Jiffy Lube.  The best mechanics in the world are making a ton of money  working for Red Bull on their Formula One team.  They’re working with the best of the best,  at the best of the best,  making the most they could possibly make,  and they’re serving before kings.
 All right, now we’re gonna get into some controversial ones,  and I promise if you hang on to the end,  some of these are gonna absolutely shock you.  But we’re starting off with number four here,  the first controversial one,  and that is the first priority of wealth production  is providing for your family and your  extended family for their needs.
 Now, most people have no idea that the Bible says this, which is  shocking because I know a lot of people who have grown up in the church every Sunday for 50, 60  years, and they’ve never read this Bible verse before, but let’s take a look at first Timothy  five, eight, first Timothy five, eight, anybody who does not provide for their relatives  and especially for their own household has denied the faith and is worse than an unbeliever.
 First, let’s focus on that last part. Deny the faith and is worse than an unbeliever. Bible  doesn’t say that about anything else. No sin do they say, hey, you’re worse than an unbeliever.  You’ve denied the faith. It doesn’t say that about not reading the Bible every day. It doesn’t say  that about your beliefs or your  faith or your level of commitment or your doubts or anything.
 No, but does say that about if you  don’t provide for your family, then you’re worse than the unbeliever. How about that? So that means  that number one, it says, especially for your own household. But this verse isn’t even talking about that.  It says, if you don’t provide for your relatives  and especially for your own household.  So we’re to go beyond what it takes  to take care of our own immediate family  and go beyond that to taking care of our extended family.
 Now, I think this is kind of built into people a little bit  as far as instinctually.  That’s why you see a lot of times athletes,  as soon as they get big contracts,  when they get signed with the NBA or the NFL,  a lot of times what they do,  they buy their parents’ cars or houses.  This is kind of ingrained in human beings,  but this is a good thing.
 They cared for us.  They raised us.  They gave us everything that we needed  to get to the point where we’re at.  And so we should feel like that obligation,  that responsibility, that burden  to be able to provide for them as well.  This also means on the flip side,  this is why this is controversial,  that anybody who is relying on somebody else  to care for their own needs  is blatantly disregarding what the Bible commands them to do.
 If you’re sitting there and allowing the government  to provide for your family, you are not being obedient.  If you’re sitting there and allowing the government to provide for your family, you are not being obedient.
 If you’re sitting there and hoping and praying that somehow magically God will provide  for your family’s needs, you are not obeying. And I know that’s tough to hear, but I’m not the one  that’s saying this. All right. Number five, be disciplined with your budget. Now this is going  to be kind of a no brainer, but the Bible actually goes over this many, many times.
 We’re going to focus on one verse Proverbs 21 20, which says precious treasure  and oil are in a wise man’s dwelling, but a foolish man devours it. So the foolish man devours  it. Meaning the fool who pays no attention to wisdom or doing things correctly, or the smart  way is going to spend everything they have. They’re never going to  save. They’re never going to have more left over.
 They’re going to consume or devour every single  thing that they produce. And there will be none left over. They won’t have a storehouse, a store  of value. But the wise man, you’ll find precious treasure and oil in their dwelling, which means  they’ve made money and they haven’t spent it all and they’ve stored it up. They’ve bought assets that will store their value for them.
 They have savings.  And remember back in that day, money was not paper money.  It was not fiat money.  It was gold.  It was gold coin.  It was silver coin.  And that’s how it was for most of human history.  And that’s why it says precious treasure and oil.  You’ll find these are commodities.  These are monies.
 These are ways to store value.  Moving on to number six, we have be cautious with debt. And for this, we’re going to look at Proverbs 22, 27  that says the borrower is slave to the lender. Now, borrowing is not a sin. Going into debt is  not a sin, but it is true that debt is dangerous.
 It does increase your leverage and it increases  your risk. And this is why so many people have such strong feelings  about debt because yes, it’s a powerful tool. It allows you to purchase something beyond what you  have the money for, but it is dangerous. It does increase your risk. And if you’re not careful,  it can absolutely crush you.
 This is why I always talk about on this channel, things like make sure  that you never, ever, ever carry any debt that is adjustable rate, especially when you’re moving into a time and place where you have higher inflation and inflation  that persists, where interest rates are going to continue to go up as a result of that high  inflation. Any adjustable rate debt that you have is going to crush you.
 That’s credit card debt,  that’s personal loans, that’s a lot of HELOCs. That’s some mortgages now again. So debt can be absolutely dangerous  and it can absolutely crush you  in a bad economic environment.  And so the smartest decision is to,  as much as possible, stay away from it.  Now, there are times and places  where debt can be very, very useful  and you can limit a lot of your risk.
 Things like 30-year mortgages  to buy an investment property in a great area  that’s gonna cash flow enough to pay for that debt  where the debt amount is locked in,  but over the next 30 years,  that rent is only gonna go higher and higher.  Sure, you can use debt judiciously in situations like that,  but it still does increase your risk.
 You still owe that money.  You are slave to the lender, so be careful with it.  Number seven, we are supposed to invest our money  in order to grow it.  Now, this is something  that I see a lot, especially with millennials. They look at the real estate market and they think,  oh, it’s a scam. It’s going to crash. So I’m just going to save.
 And they look at the stock market  and they say, oh, it’s manipulated. It’s a scam. It’s going to crash. I’m going to lose my money.  And so they don’t invest and they just save their money and they build up a large cash position.  Let’s see what the Bible says about that person who just saves their cash. Matthew 25, Jesus tells the parable of the talents.
 And just a quick note on what talent means, just so that there’s no confusion about what  this story is about. The word talent today means like a skill, something you’re gifted at.  And that’s actually a translation or a definition of that word that has evolved from the biblical usage of that word.  But it originally meant a specific amount of money.
 Now, there’s debate about exactly how much money one talent was.  Some people say it was about a 75 pound bag of gold and silver coins, which means that that could be worth anywhere between one and three million dollars in today’s money.  Other people say it was 20 years  worth of an average laborers wages, which again today average salary around $50,000 for 20 years,  that’s going to be about $1 million.
 But the word talent was thrown around a lot as just a way to  say, if you have a talent, you’re rich. It’s the same way that we use a million bucks today. Oh,  if you’re a millionaire, you’re rich. And so saying the word talent, it literally just meant,  hey, this is the amount of money where if you have that, you’re rich. It’s the same way we say  a million bucks.
 And if you translate the actual amounts that it might’ve been, it’s going to be  somewhere around one, maybe $3 million at the top end. So just keep that in mind. And the reason  why it became used as the word like skilled or a gift nowadays is kind of the usage of, oh, hey, God has given you this talent. You better use it wisely.  And it just kind of evolved to be used in the way that we use it today.
 But in this biblical story,  it’s talking about a million bucks or something around that. So the story starts out with a man  who’s going to go on a journey. So he calls his slaves to him and he gives his wealth to them.  journey. So he calls his slaves to him and he gives his wealth to them. To one of them, he gives five talents to another. He gives two talents and to the last one, he gives one talent.
 And it says  to each, he gave according to his own ability. And then the master went on his journey. The one  who had received five talents. Remember if a talent is like a million bucks, this slave, this,  this person who worked for this master was given $5 million to say, hey, go make money with this for me.
 So the one who was given five talents went and traded  with them. He invested it. He traded it. He went out and used it and he gained five more talents.  He doubled the money for the master. In the same manner, the one who had received two talents  went out and gained two more. Again, turned about $2 million, maybe into about $4 million.  But the last servant who received only one talent  went away, dug a hole in the ground  and hid his master’s money.
 After a long time, the master came back  and settled accounts with them.  The one who had received five talents  came up and brought five more and said,  master, you gave me five and I’ve gained you five more.  So his master said, well done,  you’re a good and faithful servant.  You were faithful with a few things. I’m gonna put you in charge of many things. And also the one more. So his master said, well done, you’re a good and faithful servant. You were faithful with a few things.
 I’m gonna put you in charge of many things.  And also the one who had received two talents said,  master, you gave me two talents.  I doubled it, got two more.  And his master said, well done, good and faithful servant.  You were faithful with a few things.  I’ll put you in charge of many things.  Keep in mind, the one that made five  and the one that made two,  they were both given the same praise  and the same additional responsibilities. So it wasn’t the amount that they made, you know, five versus two. It was how
 much they made with what they were given. So you may have been dealt a very bad hand of cards. You  may have grown up with a terrible life. You may not have any advantages. I had a ton of great  advantages growing up. My parents stayed together. My mom stayed home. My dad had a stable job. I  went to a great school. I got great grades. I had tons of advantages growing up. My parents stayed together. My mom stayed home. My dad had a stable job.
 I went to  a great school. I got great grades. I had tons of advantages growing up. And I know most people  don’t, but it’s not about how much you make. It’s about what you do with what you’ve been given.  And the one who had received one talent came up and said, master, I knew you were a hard man  reaping where you did not sow gathering where you scattered no seed. And so I was afraid.
 So I went  away and I hid your talent in the ground.  So here you can have back what is yours.  But the master answered and said,  you wicked, lazy slave.  If you knew that I reap where I didn’t sow  and gather where I scattered no seed,  then you ought to have put my money at least in the bank.  And then on my arrival,  I could have received my money back  with at least some interest.
 Therefore take away the talent from him.  Give it to the one who  has the 10. For everyone who has more will be given and he will have an abundance. But from  the one who does not have even what he does have will be taken away. Throw out the worthless slave  into the outer darkness, the place where they’ll be weeping and gnashing of teeth.
 Bringing this  back home to focus on how to handle your wealth. we are not to just save in fear of losing.  And in fact, if we do, that is the very thing that will cause us to have what we do save and what we do have taken away from us.  We are supposed to take intelligent, wise risks.  We are supposed to grow our wealth.
 And if we constantly act out of fear and hoard and have that closed-minded mentality, then we will lose everything that we have and it will be taken away from us.  Now, speaking about investing, let’s look at number eight.  Investing should actually be active, not passive.  If we take a look at Proverbs 14, 15, it says the naive person believes everything, but  the sensible man considers his steps.
 Now, there are plenty of different ways to translate this,  as I’m sure you’re aware if you’ve spent any time  researching what the Bible says,  because if it goes through so many languages,  you have to kind of get a nuanced understanding  of the various ways that something can be interpreted  or translated.
 But here’s how this applies to wealth and investing.  Number one, the fool, the naive person  believes everything he hears.  You hear a hot stock tip on the news.  You hear somebody down the street talk about,  hey, they’re making a bunch of money in this one thing.  You hear about this investing thing,  this little scheme over here,  this little penny stock over there,  this little crypto company over here.
 And I’m sure we all know people like this.  And many of us have probably been that person in the past,  but you hear about these things and you think,  oh, I’m afraid that I’m gonna miss out on getting rich,  so we just throw our money in it.  We have no idea what it is,  but we heard something and we’re a fool,  so we believe it, we put our money in it,  and guess what?  It wipes us out.
 That’s how you get sucked into scams like FTX  and multi-marketing schemes.  But the sensible man considers his steps.  In other words, the wise person looks  well into where they’re going to go, does his research before he takes action. And this is  kind of the foundation of what investing really is.
 You have to have some sort of a reasonable  belief that the thing that you are entrusting your money with is going to provide you with a return  on your investment. Now you  might be wrong and that’s completely fine. And that’s to be expected as you learn how to invest,  but it should have some activity to it.
 Anything that is truly passive is really you just putting  your money blindly into something and hoping that someday it goes up in the future. That’s  not investing. That’s actually just gambling. And on top of that, this is a little bonus  snuck into investing should be active and not passive.  When we’re talking about how to invest actively,  how many investments we should have  in order to protect our wealth,  actually the Bible says you should have  about seven or eight different investments.
 Ecclesiastes 11.2 says,  divide your portion to seven or even to eight,  for you do not know what misfortune may occur on the earth.  Or in another version, it says,  invest in seven ventures, yes, in eight.  You do not know what disaster may come upon the land.  Essentially, when you’re investing,  you need about eight different investments  in order to be properly diversified.
 This means that if one type of risk happens  to one of your assets, it will not affect your other assets.  This also means that you have to have low correlation between those assets, because if  they’re all stocks that are all a part of the S&P 500, and they’re all, let’s say the eight biggest  stocks in the S&P 500, they’re all going to move up and down together.
 If the market crashes,  all of your stocks are going to crash. And if they have that high correlation, that means that you  don’t actually have eight different investments. You actually only have one. So you do need about eight to 12  different investments to be properly diversified. But the key is they actually have to be different.
 They have to have different performance and they have to have different performance over the same  time period, which means they have low correlation with each other. And it’s not just the Bible that  says this, all of these things you can find later on by some of the investing legends and some of the greats. This one in particular, Ray Dalio, one of the best investors in the world.
 He runs the, he started and he runs the largest hedge fund on earth, Bridgewater. His name is  Ray Dalio. He’s a billionaire. And he calls this the Holy grail of investing, which is kind of  funny that he calls it the Holy grail when it’s found in the Bible.
 But he says, if you have eight to 12 different investments that are of low correlation,  that’s the Holy Grail. That gives you all the protection that you need and still keeps all  of the upside. All right, now number nine, and this is going to be another big one that’s going  to be controversial and it’s going to make a lot of people mad. So again, don’t shoot the messenger.  I’m just reading to you here.
 Proverbs 13, 22 says that a good person leaves  an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous.  Just in case that isn’t clear, the Bible says if you’re a good man, you are going to leave an  inheritance that is large enough to last to at least your grandkids, multiple generations. You  should have an inheritance so large that it will last multiple  generations if you’re a good man.
 And if you’re not, a sinner’s wealth is stored up for the  righteous, which means it all gets taken away. Kind of that idea we were talking about earlier,  that even the person who has nothing, they don’t manage their money well, even what they have will  be taken away from them. But a good person leaves an inheritance for their children’s children. Now,  I know that  you’re probably sitting there thinking, well, that has nothing to do with money.
 That has nothing to  do with wealth. A real inheritance, as far as the Bible is concerned, is good morals and good  character traits, good personality, making sure they’re a hard worker, making sure they give back  to society, making sure they have the right faith. And those are all fine things. Unfortunately,  making sure they have the right faith. And those are all fine things.
 Unfortunately, that’s not what this is talking about.  And how do we know that?  We just have to look at another verse in the same Bible,  in the same book of the Bible Proverbs,  written by the same author  to see what an inheritance means in the Bible.  Which brings us to number 10,  that house and wealth are an inheritance from fathers,  but a prudent wife is from the Lord.
 The definition of inheritance, according to the Bible, is houses and riches, property and money, wealth.  That’s what an inheritance is.  Not some fluffy, mushy, gushy platitudes about belief and faith and characteristics and good  morals, all of which are great things.  They are not inheritance.  Inheritance that is supposed to be big enough  to last multiple generations is houses and riches.
 Just in case you think I am the biggest heretic  in the world at this point,  let’s take a look at number 11,  which is kind of the point of all of this.  If wealth is good, what is the point of it?  And that’s number 11,  is that the whole point of all of this  is that generosity is the  goal. Giving is the goal.
 We find that in Malachi chapter three, verse 10, which states, bring the  whole tithe into the storehouse so that there may be food in my house and put me to the test. Now,  in this says the Lord of armies, if I do not open for you the windows of heaven and pour out for you  a blessing until it overflows.  Now we need to get rid of some baggage associated with that word tithe, because what this is not  saying is that you need to give money to your church so that they can keep the strobe lights on  and pay the rent and pay the salaries of the pastors. In reality, what this is talking about
 is putting food, putting money in the storehouse to feed who? The widows and the orphans. This is about taking care of those people who cannot take  care of themselves. In fact, this is in stark contrast to what they were doing  at the time, which is just feeding the priests. That’s not what this is about.
 The point of generosity and the point of giving is to take care of those who are  less fortunate and cannot take care of themselves. And the promise is if you do  that the more and more to the extent that you give generously to those who cannot take care of themselves,  I will reward you in kind. The more you give, the more you get. All right.
 And lastly, number 12,  this is the one that I think is going to blow most people’s minds is getting a little bit more into  the economics that I usually talk about. But the lesson here is that giving up your personal  that I usually talk about. But the lesson here is that giving up  your personal responsibility  leads to getting your rights taken away,  leads to taxes, leads to servitude,  and leads to tyranny and slavery.
 And I know this is gonna shock some people.  We’re gonna look at Genesis 47.  Genesis 47 starts out with Joseph going in  and talking to Pharaoh to deal with the problem  of people being hungry and the famine spreading across Egypt.
 Just in case you’re to deal with the problem of people being hungry and the  famine spreading across Egypt. Just in case you’re not familiar with the story of Joseph, he rose to  power in Egypt and he became second in command to Pharaoh. Pharaoh had a dream. Joseph interpreted  it and said, hey, we’re going to have seven years of plenty in Egypt and then we’re going to have  seven years of famine.
 So what we need to do is store up for those seven years so we have enough  to last through the next seven years. And that’s where most people stop this story. Actually, they don’t realize that  the story continues and it actually gets pretty bad from there. You see, most people look at Joseph  as a hero and they praise him for what he was able to do for saving the people.
 But we’re going to  look at this in a little bit of a different light here. In verse 13, it says, now there is no food  in all the land because the famine was very severe so that the land of Egypt and the land of Canaan  languished because of the famine. So at this point, it’s probably about three years into the famine.  Remember, Egypt saved up all of the grain for about seven years.
 And so at this point,  they had the grain, they were selling it to everybody so that everybody could be fed.  This is probably about three years into the famine.  Verse 14, and Joseph collected all the money  that was found in the land of Egypt  and in the land of Canaan in payment for the grain,  which they bought.  And Joseph brought the money into Pharaoh’s house.
 So everybody is just buying the grain  because that’s the only place to get food  directly from the government in this case.  And so it says basically all the money  got sucked up into Pharaoh’s house  because everybody needed food.  So they literally spent all their money on that grain.  In verse 15, when the money was all spent  in the land of Egypt and in the land of Canaan,  because it wasn’t just Egypt, it was surrounding lands.
 All the Egyptians came to Joseph saying,  give us food for why should we die in your presence? Our money is gone. So Joseph said,  Give me your livestock.  I’ll give you food for your livestock since your money is gone.  So they brought their livestock to Joseph,  and Joseph gave them food in exchange for the horses and the flocks and the herds and the donkeys,  and he fed them food in exchange for all their livestock that year.
 So seems like a fine arrangement, right?  They ran out of money, but they still needed food,  so they give up their animals.  Now, in that day and age, that’s like their assets.  So that’s like you going to the government and saying,  hey, government, you’re the only one that has food.  I already bought all my food from you,  so I already spent all my money.
 So I’m gonna give you my cars,  I’m gonna give you my computers,  I’m gonna give you everything I have in exchange  as payment for that food.  What’s the problem with this?  Well, what happens next year?  Verse 18, when that year ended, they came to him again the next year and said,  we will not hide from my Lord the fact that our money is all spent.
 And now the livestock is owned by you as well.  There is nothing left for my Lord, except for our bodies and our lands. So we don’t want to  die. Why should we die before your eyes, both we and our land. So just buy us, buy us and our land  for food. And we in our land will be slaves to Pharaoh.
 So give us seeds that we may live and  not die and that the land may not be desolate. So they’ve got nothing left except their property  and their bodies. They can work. So they go to  Pharaoh and they say, hey, you can have our land and we will just be your slaves. We’ll be  indentured servants to you and we’ll work for you as long as you feed us.
 So Joseph went along with  it and he bought all the land of Egypt for Pharaoh and every Egyptian sold his field because the  famine was severe upon them. So the land became Pharaoh’s.  At this point, the government owns all the land. As for the people, he relocated them to the cities  from one end of Egypt’s border to the other, and only the land of the priests did he not buy  because the priests had an allotment from Pharaoh and they lived off the allotment from which Pharaoh  gave them. Therefore, they did not sell their land. Just by the way here, that’s a perfect
 analogy. Like I hope you  see the similarities between this and what’s, what goes on when a country just kind of devolves into  tyranny. There’s always a carve out of elites. In this case, it was the priests. They were on  the government’s dole from the beginning. So they never had to sell their possessions.
 They never  had to sell their land to Pharaoh because they were already getting free food from him in the  first place. So there’s a group of elites always that are separated and kept out of the way of all the  chaos that goes on with the common people. And the government chooses who those people are,  who those elites are.
 Then Joseph said to the people, behold, I have purchased you and your  land for Pharaoh. Now here is seed for you. You may sow the land and at the harvest, you give a  fifth of it to Pharaoh and four fifths can be  yours so that you can use it for food and so that you can plant the seed for the field. So they said,  you have saved our lives.
 Let’s let us find favor in the sight of our Lord and we will be Pharaoh’s  slaves. So Joseph made it a statute concerning the land of Egypt that is valid to this day,  that Pharaoh is to have one fifth and only the land of the priests did not become Pharaohs.  Now one fifth is 20%.  That means from that day on, it established the tax  that of everything that a person produces,  they have to give 20% of it to the government.
 Now, the most important thing here is what happens next,  because this is at the end of Genesis.  If you know anything about the Old Testament story, you know that the thing that happens after Genesis  is Exodus.  And in the first chapter of Exodus,  it says, a new king arose over Egypt  who did not know Joseph.
 And he said to his people, behold,  the people of the sons of Israel  are too many and mighty for us.  Let us deal shrewdly with them.  Otherwise they’ll multiply.  And in the time of war, they will fight us  and they will overpower us.  And that is the tyranny over the Israelites Otherwise, they’ll multiply. And in the time of war, they will fight us and they will overpower us.
 And that is the tyranny over the Israelites because the government had so much power over the people.  They were able to do that.  The reason why Israelites were slaves to Egypt is because of what happened in Genesis 47.  Number one, Joseph knew that there was going to be years of plenty and years of famine.
 So what did the government do?  They started saving up and storing up grain.  Do you think that if they were able,  and this was a lot of grain  because it was able to last seven years  for all the lands around them.  Do you think that was done in secret?  Absolutely not.  That was purchased from the people,  purchased from the farms.
 All that was privately owned before.  So this was a big operation that everybody knew about, but nobody  cared. Nobody saved for themselves. Nobody followed suit. Nobody listened. Nobody acted wisely. Nobody  saved for themselves and everybody released their responsibility because they thought the government  will take care of us. So that’s mistake number one.
 Mistake number two is then they’re forced  to spend all their money on the grain  once the famine hits,  because they don’t have any of their own,  so they have to buy it from the government.  Mistake number three is giving up their assets.  That livestock, it is livestock.  They could have used some of that for food.  They could use that for dairy.
 They could use that for cheese.  But no, they decided to give up their assets,  which are the long-term wealth  in exchange for the short-term wealth,  which is just food for now.  And then that forces them into a situation  where they are reliant on the government  yet again the next year,  and they have to enslave themselves to the government  that institutes a tax where 20% of all their wealth  every year goes to the government.
 And the very next thing that happens  is tyranny across the land,  where you have one person in charge of everybody,  enslaving and really oppressing a small group of people  in that land, even though they have power over everybody,  it is focused specifically on one group of people.  And this is how you devolve into tyranny.
 It starts with, this is the most important piece,  it starts with relinquishing your responsibilities.  If you don’t want to lose your rights,  you cannot giveishing your responsibilities. If you don’t want to lose your rights, you cannot give up your responsibilities.
 At the end of the day, that’s the only reason we can maintain our  rights because we have been responsible enough. Rights and responsibilities go hand in hand.  And for any reason, if you decide to relinquish and abdicate your responsibility, you will also  soon lose your rights. I hope you enjoyed that. And  if you got any value out of that, there is a lot more where that came from.
 I run heresy financial  university. It is a membership program, a paid group where we have hundreds of people that are  all learning how to make more money, protect your wealth, grow your wealth through investing  and trading and business. We have tons of training material available to teach you all  of the complexities and the step-by-step actions that you can take to grow your wealth, how to  invest more properly, more securely, protect your wealth.
 We’ve got a community where you can talk  with other members. We do monthly live streams where you do coaching calls, Q and a calls,  and also send out a report that gives you access to asymmetric trade opportunities  where the potential gains far outweigh the potential losses  and there is much, much more as well.  So I invite you to try it out.
 Link is in the description below.  It’s called Heresy Financial University.  You’re gonna love it.  As always, thanks so much for watching.  Have a great day.

 

What does the BIBLE REALLY say about MONEY & WEALTH?

Transcript:

 Hi everyone.  Have you ever heard this saying before?  Money makes the world go round.  Or, the world revolves around money.  In a sense, it is true.  Because if you have a lot of money,  you can almost do everything you want in this temporary world.  And that is also why it is very dangerous.  Because money can give you the illusion of power, fame, security, adventure, luxury, and many other things your sinful nature desires.

 And only for a limited amount of time.  Because this world is gone in an instant.  Your life is like grass.  One day you’re here, the next you’re gone.  And because money can give us so many things, we fall into the sin of greed.  Now listen to me very carefully here.  There’s nothing wrong with money itself, but it’s about your heart, your intentions behind it.

 Why do you want money? And what do you want to do with it?  1 Timothy 6 verse 10 says, For the love of money is a root of all kinds of evils.  It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.  Now, people look at money differently.  There’s a group of people who say, God wants everyone to be rich and wealthy.

 You know, prosperity preaching.  Then on the opposite end, there’s a group of Christians who say,  no, God does not want Christians to be rich. Christians should not be rich.  And then there’s a group in the middle and they say, well, God decides on who He wants to bless financially  and we should be content with whatever He gives us.

 But what does the Bible say about this?  God’s Word about being rich and wealthy, and how should we handle money?  Well, that’s what we’re going to talk about in this video. Let’s get right into it.  Now, just very quick, if it’s the first time that you’re here on my channel, my name is Daniel Mudditz and welcome to DLM Christian Lifestyle, where we preach biblical truth in a balanced way.

 So if you haven’t subscribed yet, please consider it and also click that notification bell so you  won’t miss any of the future videos. Now, is it okay to be wealthy as a Christian?  Of course it is. There are a lot of examples in the Bible where God blessed people financially.  Look at Abraham, Jacob, David, Solomon, Job, Joseph, the Roman centurion, Lydia, Barnabas, Matthew, and Philemon. So it is not a sin to be rich, as some might claim.

 No, especially if you’ve worked hard for your money.  Because we know that the Bible says that you will reap what you sow.  So if you put a lot of work in, you will earn your reward.  But the Bible is against laziness.  There’s a lot of people who complain because they don’t  have enough money, but sometimes it’s because they are just lazy.

 If you sow  laziness, you will reap poverty. But if you work hard, you will also reap the  rewards. You will pluck the fruit of your labor. But with wealth comes more temptation as well.  So ask yourself and be honest, what is your attitude regarding money?  Are you more greedy? Why do you want money? What do you want to use it for?  And how much is enough?  1 Timothy 6 verse 9 says, But those who desire to be rich fall into temptation, into a snare,  into many senseless and harmful desires that plunge people into ruin and destruction.

 Now, if God does bless you financially,  do you think that He just wants to bless you so that you can just live in your own luxury?  Selfish, just for yourself, not caring about those around you?  No, of course not.  The Bible talks a lot about helping the poor, about helping other people, especially people of your own household.

 Proverbs 21 verse 13 says,  “…whoever closes his ear to the cry of the poor will himself call out and not be answered.” You know, the problem that comes into thinking about life,  the difficult experiences we have here, harsh circumstances,  some people have wealth, some people are just struggling day to day to just eat some bread.

 Now, we know that God says that our faith will be tested.  We will go through trials and tribulations. And God might test certain people to how they react to their financial trouble.  And He might also test you to see how you handle your wealth.  1 John 3 verse 17 says,  But if anyone has the world’s goods and sees his brother in need,  yet closes his heart against him.

 How does God’s love abide in him?  Little children, let us not love in word or talk, but in deed and truth.  Now we know that the Bible says that it is always better to give than to receive.  But you should also let the Holy Spirit guide you with who you give your money to.  Because there really are a lot of lazy people.

 And if you give them money, you just help them to stay poor, to stay in that position, to stay lazy.  Because then they think,  Alright, cool, I don’t have to work because I can just beg for money and people will help me.  So, alright, let’s just do this.” No, instead, let the Holy Spirit guide you and help you to help those who are really in need and who wants to work.

 There’s an old saying that says,  Give a man a fish and you’ll feed him for a day.  Teach a man to fish and you fed him for a lifetime.  Now, the Bible does not just say that you have to help the poor,  but also your own family and the family of Christ.  1 Timothy 5 verse 8 says,  But if anyone does not provide for his relatives and especially for members of his household,  he has denied the faith and is worse than an unbeliever.

 Wow, worse than an unbeliever.  If you don’t help your own family, the Bible is straightforward.  And Romans 12 verse 13 says,  Contribute to the needs of the saints and seek to show hospitality.  Look, let’s be honest here.  Sometimes people wonder, you know, why does God bless those  people? Why are they so rich? They’re not even good people.

 And why do I have to struggle so  hard? And I try to live righteous and I’m just struggling to go from one day to the next.  Remember, don’t fool yourself here. It’s not easy to be rich. Spiritually speaking, it’s not easy.  Remember what Jesus said, Matthew 19 verse 24.  Again, I tell you, it is easier for a camel to go through the eye of a needle  than for a rich person to enter the kingdom of God.

 Why? Because of the sinful nature that is in us humans.  Because we think that we get everything from money.  We get power, we get our confidence, we get our security.  All of these things are false and temporary.  Not only that, most rich people, they just want more and more money.  They are never satisfied. Greed.

 Ecclesiastics 5 verse 10 says,  He who loves money will not be satisfied with money, nor he who loves wealth with his income.  And Revelation 3 verse 17 says,  For you say, I am rich, I have prospered, and I need nothing. Not realizing that you are wretched, pitiful, poor, blind, and naked.  You know what I’m talking about.

 The rich corporations trying to not just have money,  but try to have all the power in the world, trying to control things.  It’s hard for them to let go of it.  They are never satisfied with what they have. And they cling to what they have. They don’t want to let go of it. They are never satisfied with what they have, and they cling to what they have.

 They don’t want to let go of it.  But Jesus said in Matthew 6 verse 24,  “‘No one can serve two masters, for either he will hate the one and love the other,  or he will be devoted to the one and despise the other.  You cannot serve God and money.'”  Do you remember the rich man that came to Jesus?  How did Jesus test him? What did He say to him?  Matthew 19 verse 16,  And behold, a man came up to him, saying,  “‘Teacher, what good deed must I do to have eternal life?’  And he said to him,  “‘Why do you ask me about what is good? There is only one who is good.

 If you would enter life, keep the commandments.  He said to him, Which ones?  And Jesus said, You shall not murder, you shall not commit adultery,  you shall not steal, you shall not bear false witness.  Honor your father and mother, and you shall love your neighbor as yourself.  The young man said to him, All these I  have kept. What do I still lack? Now listen very carefully to this.

 Jesus said to him, If you would  be perfect, go, sell what you possess, and give to the poor, and you will have treasure in heaven,  and come, follow me. When the young man heard this, he went away sorrowfully, for he had great possessions.  And Jesus said to His disciples,  “‘Truly, I say to you, only with difficulty will a rich person enter the kingdom of heaven.

‘”  It is not God’s will that all of us should be rich and wealthy and live in our luxury for our own pleasures.  If it was true, we would all be rich, wealthy,  and it would be difficult for all of us to enter the kingdom of heaven.  Remember 1 Samuel 2 verse 7 says,  The LORD makes poor and makes rich, He brings low and He exalts.

 If you read the whole scripture, God wants all of us to be more rich in spirit  than in material, earthly, temporary things.  Look at the example of the Apostles.  Paul says in 2 Corinthians 6 verse 4,  As servants of God, we commend ourselves in every way,  by great endurance in afflictions, hardships, calamities, beatings,  imprisonments, riots, labors, sleepless nights, hunger, by purity, knowledge, patience, kindness,  the Holy Spirit, genuine love, by truthful speech, and the power of God,  with the weapons of righteousness for the right hand and for the left,

 through honor and dishonor, through slander and praise.”  They did not just live in luxury for their own selfish desires.  No, they understood what it meant to be a real follower of Christ, what life was all about.  Listen to the next part. We are treated as impostors and yet are true. As unknown and yet well known.

 As dying and behold we live.  As punished and yet not killed.  As sorrowful yet always rejoicing.  As poor, I’ll say it again, as poor yet making many rich.  As having nothing yet possessing everything.”  Wow, I hope that’s synced in. I hope you understand it.  If not, go back after this sermon and then go and read it again slowly while praying with God.

 You know, there are a lot of people who find God because they hit rock bottom,  when they don’t have money to rely on.  Even Christians sometimes, when God says to them and they hit rock bottom,  they don’t have anything to rely on except their faith.  When that happens, they understand who God truly is. They get to know  Him deeper in a deeper relationship.

 And they understand that they can trust God’s promises,  so their faith grows. There’s a huge lesson all of us gotta learn, and that is to be content with whatever God gives us.  What will happen when God tests your heart?  Will you be happy with just food and clothing?  1 Timothy 6 verse 7 says,  For we brought nothing into the world, and we cannot take anything out of the world.

 But if we have food and clothing, with these we will be content.”  You know, it is better to live in poverty in this temporary world, but know Christ, to have eternal life,  than to be rich in this world, to live in your wealth, but then lose your soul at the end.  Mark 8 verse 36 says, to live in your wealth, but then lose your soul at the end.

 Mark 8 verse 36 says,  For what does it profit a man to gain the whole world and forfeit his soul?  And James 2 verse 5 says,  Listen, my beloved brothers,  Has not God chosen those who are poor in the world to be rich in faith,  and heirs of the kingdom which He has promised to those who love Him.”  Now, with that said, wealth, being rich, can also be a blessing if it comes from God.

 Proverbs 10 verse 2 says,  “…treasures gained by wickedness do not profit, but righteousness delivers from death.  And verse 22 then says,  The blessing of the Lord makes rich, and He adds no sorrow with it.  You know, God blessed certain people in the Bible a lot financially.  I mean, just look at Solomon and Job. They were rich, very rich.

 But God has a different journey for each one of us,  and you need to be content with whatever He decides He wants to give you. But you also need  to remember that God will always keep His promises, and His word says that that what you sow you will  reap. So if you work hard, God is righteous and you will pluck the fruit of your labor.

 Psalm 128 verse 2 says,  You shall eat the fruit of the labor of your hands.  You shall be blessed and it shall be well with you.  And also remember this, God expects you to use what He gave you for His glory.  You’ve got a responsibility and you need to use it rightly,  and then He might even bless you more.

 But if you don’t, He might even take what He gave you and give it to someone else.  Matthew 25 verse 14 to 29 says,  For it will be like a man going on a journey,  who called his servants and entrusted to them his property. To one he gave five talents,  to another two, to another one, to each according to his ability. Then he went away.

 He who had  received the five talents went at once and traded with them, and he made five talents more. So also  he who had the two talents made two talents more.  But he who had received the one talent went and dug in the ground and hid his master’s money.  Now after a long time the master of those servants came and settled accounts with them.

 And he who had received the five talents came forward, bringing five talents more, saying, Master, you delivered to me five talents. Here, I have made five talents more.  His master said to him, Well done, good and faithful servant.  You have been faithful over a little. I will set you over much.  Enter into the joy of your master.

 And he also who had two talents came forward, saying,  Master, you delivered to me two talents.  Here I have made two talents more.  His master said to him, Well done, good and faithful servant.  You have been faithful over a little.  I will set you over much.  Enter into the joy of your master.  He also who had received one talent came forward, saying,  Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered  no seed. So I was afraid, and went and hid your talent in the ground. Here you have what is yours.

 But his master answered him, You wicked and slothful servant!  You knew that I reap where I have not sown, and gather where I scattered no seed.  Then you ought to have invested my money with the bankers,  and at my coming I should have received what was my own with interest.  So take the talent from him, and give it to him who has the ten talents.

 For to everyone who has will more be given,  and he will have an abundance.  But from the one who has not,  even what he has will be taken away.  And cast the worthless servant into the outer darkness.  In that place there will be weeping and gnashing of teeth.  So ask yourself and be honest.  What are you doing with what God has already given you?  Do you use it responsibly or do you just use your money impulsively,  just buy things whenever you want to, even going into debt easily?  Jesus says in Luke 14 verse 28,

 Suppose one of you wants to build a tower.  Won’t you first sit down and estimate the cost to see if you have enough money to complete it?  You have to plan ahead and budget.  Never ever make debt easily just because you want to live in luxury.  I know there’s always new things coming out, a new phone, new fashion, these things, materialistic things. But then, without you even realizing it, you get into debt just because you want these things.

 Don’t do it.  And if you already are in debt, work better with your money.  Be wise and get out of it.  Romans 13 verse 7 says, “‘Pay to all what is owed to them. Taxes to whom taxes are owed, revenue to whom revenue is owed,  respect to whom respect is owed, honor to whom honor is owed.  Owe no one anything except to love each other, for the one who loves another has fulfilled the law.

‘”  If you are young, please listen to me today.  If it is possible, never ever get into debt.  And if you are wealthy, if you are rich, help your brother and sister.  It is a command of God.  And never trust in your money.  Rely on your money over trusting God.  Because He’s the one that gives you that money in the first place.

 Because everything we have comes from Him.  1 Timothy 6 verse 17 to 19 says,  “‘Command those who are rich in this present world not to be arrogant,  nor to put their hope in wealth which is so uncertain,  but to put their hope in God,  who richly provides us with everything for our enjoyment.  Command them to do good, to be rich in good deeds,  and to be generous and willing to share.

 In this way, they will lay up treasures for themselves  as a firm foundation for the coming age,  so that they may take hold of the life that is truly life.”  Now, whether you are rich or poor, at the end, it doesn’t actually matter,  because you’re not going to take anything with you when you die.  You came into this world naked, and you’re going to go out of it naked.

 Those clothes, the jacket, your favorite jacket, the shoes,  the money in your bank account, your car,  nothing is going to go with you when you die.  It’s all temporary, just material things.  So accept what God gives you in this temporary world  and let Him guide you in how you should live  so that you will be able to prepare for the One that is to come for eternal life.

 Jesus says in Matthew 6 verse 19 to 21, But lay up for yourselves treasures in heaven, where neither moth nor rust destroys,  and where thieves do not break in and steal.  For where your treasure is, there your heart will be also.  Trust God with your life.  Trust Him that He will give you what He knows you need,  because He promises it in His Word.

 And if you want to grow stronger, if you want to He promises it in His Word.  And if you want to grow stronger, if you want to be anchored in Christ,  when the storms of life come and hit you,  it won’t bother you at all because you’re anchored in Christ.  But you need to grow spiritually. You need to have faith in God, in who He is and in His promises.

 If you want to grow spiritually stronger,  then watch one of these playlists here, and I’ll see you there. And remember, God loves you, and I love you too. Bye.

 

Biblical Stewardship – Financial Principles of the Bible

Transcript:

 Principles for biblical stewardship.  When it comes to money, the Bible talks a lot about money.  In fact, Jesus talked different parables about finances.  When the Bible talks about finances, it talks about our attitude  and then it talks about the principles of managing our finances  in the way that glorifies God.

 Money is very important to us as a Christian  because money is a competition for our heart.  The Bible says you can’t serve God and mammon.  It doesn’t say you can’t serve God and the devil.  Mammon is money, it’s the love of money,  it’s the deceitfulness of riches.  And the competition for your heart is finances.

 But one of the biggest reasons why we all need to learn  to steward our finances properly is because of this verse.  It’s very, very important.  Listen to me, I know some of you may be like,  oh this is not super spiritual.  You know, I just want to learn about casting out of demons,  healing the sick and fasting and hearing the voice of God  and visions and dreams and all of that.

 But listen very carefully  because the key to your spiritual growth is this verse.  Luke 16 verse 11, been faithful in the unrighteous mammon who will commit to your trust the true riches what if how  you handle your finances has a lot to do with how much God can trust you with true spiritual riches  we all want spiritual riches we all want spiritual wealth we want to grow rich toward God we want to  grow wealthy in the kingdom of God in things that are not measured by dollars,  in stocks, in possessions, in spiritual things.

 But Jesus says that God is looking at how we are handling.  God is not looking at how much money we have.  He is looking at how we are handling the money we do have.  What is our attitude? What is our behavior?  And God says when He looks at that  and He sees that you are faithful,  not if you are successful, but if you’re faithful with the unrighteous mammon he will entrust you with  true riches so a few things I want you to keep in mind four attitudes that the scripture teach us  that’s supposed to be behind the scenes behind how we manage our finances because see I can tell you

 what we should do with our finances and I will do that in a second.  But it’s the attitude, it’s the mindset you have toward money that matters.  It matters way more than what you’re going to do with finances.  It’s the attitude behind our financial behavior that matters  as much as the actual financial decisions we make.

 The first attitude is to be content and not covetous. In 1st Timothy chapter  6 verse 6 all the way till verse 10 it talks about Christians living to be content. As Christians we  shouldn’t covet what other people have. We should be content. Content doesn’t mean that we don’t want  more. Content doesn’t mean that we don’t want to work.

 Content doesn’t mean that we’re not striving  for excellence. Content simply means that we are not driven by those desires.  That we are happy with food, with clothing,  and the fact that we know God.  The second attitude that should rule our financial life  and that is, we should trust in God, not in riches.  Philippians 4, verse 19  We should trust in God, not in our riches.

 What makes a difference between a Christian and a non-Christian is that  a non-Christian is somebody who trusts in their wealth.  They trust in their money. They love their money.  And that’s what makes money evil, not the money itself.  It’s the fact that they make it into an idol.  For a Christian, we trust in God who richly supplies, not in riches.

 The third attitude that’s supposed to dominate our life concerning finances  is we have to be generous, not stingy.  So many Christians fight  over should we tithe, should we not tithe. I think it’s a secondary question. What we do agree on is  that we all as Christians should be generous.

 What generous looks to you and me probably will  be different. At different seasons of your life generosity will be different. Yet one thing is  certain is generosity reflects the heart of God. Instead of clinging to our finances, instead of constantly hoarding,  instead of constantly being stingy, instead of being greedy,  Christ wants us to be like Him.

 Be generous and be givers to the poor, to the needy, to our own family,  to His causes, to His purpose and to what He wants us to give to on this earth.  The fourth attitude that we should maintain in our finances is,  we should walk in faith, not in fear.  Fear and worry can cripple your financial life  more than any pandemic, recession or market crash.

 So many people are trapped in fear of what could happen  and worry is what could possibly happen.  Like there’s no threat yet under finances  but worry creates these imaginary problems.  When talking about finances, Jesus addressed that.  He says, do not worry about your next meal.  He’s not saying be reckless. He’s not saying be irresponsible.

 He’s just saying don’t let worry dictate your financial behavior.  Don’t let fear drive your decisions.  Let faith drive your decisions.  So our attitude is we live by faith, not by fear.  We trust in God, not in riches. We trust in God not in riches.  We live in contentment not trying to covet.  And we live developing the muscle of generosity  instead of being greedy or stingy.

 Now let’s dive into practically how to manage our finances.  Again, it’s very important that you learn to manage your finances.  Because if you don’t manage your finances well  God cannot entrust you with true spiritual riches.  So many people are trying to improve their prayer life,  their fasting life, their this life and that life.

 But one area they constantly ignore  and they think, ah, it doesn’t matter how I manage my finances,  I’m maxed out on my credit cards,  I’m always buying things I don’t need  with money I don’t have to impress people I don’t even like.  You know, I’m constantly coveting, I’m greedy, I’m stingy.  I don’t trust God with finances.

 I’m panicking all the time,  you know, clenching to every dollar  and fighting with my wife and with my husband  you know, about money all the time.  It doesn’t matter. That doesn’t matter.  My friend, it does.  God looks at that to decide  if you can be entrusted with true riches.  So practically.  Now some of this stuff is not in the Bible  what I’m going to share with you but it’s just common sense wisdom.

 The first one is give 10%  of your income to local church. Now I know preacher says that and a lot of you may be like,  oh my God, New Testament doesn’t talk about tithing. Well, it kind of does. Jesus did mention  that we shouldn’t forsake the heavier things of the law without forsaking the lighter things of  the law.

 But let’s just say that there is no mention about that  except in that one verse.  In the New Testament we see that  we should live extravagantly generous.  We should purpose in our heart to be generous.  And so I encourage people, give to God first  and make it a percentage thing.  Like some people do it spontaneous  but it’s best when you make your percentage,  whether it’s 10%, 20%, 5%, whatever it is,  that you make it a percentage and you give to God.

 Do you have to give? No, you get to give.  What giving does to me is it reminds me,  I’m not the owner, I’m a steward.  It reminds me God owns it all and He entrusted this to me.  Does God need my money? No.  But I need God and I need to be constantly reminded  since money is a competition for my heart,  that money is not my master.

 I manage money, I’m not mastered by money.  And you can’t say that money is not your master if you manage money. I’m not mastered by money. And you can’t say that money  is not your master if you don’t give. That’s it. So no matter how you try to excuse it and justify  it, if you are not generous with your finances and the best way to start is with your paycheck.

 When you get paid, you take a portion and you give it to God. You honor Him with your finances.  Trust me, 90% blessed by God is way better than 100% not blessed by Him. Do you have to do that?  No, you get to do that. So  that’s the first principle.

 The second principle is save from 10 to 20% of your income for upcoming  expenses, emergencies, large purposes, purchases and other things. When you save, the Bible says,  in the house of a wise man there’s choice silver. Meaning this wise man he didn’t eat everything up,  he saved something. The Scripture talks about a prodigal son who went and spent all that he had.  See, when you spend everything that you have  and that’s been your lifestyle,  now sometimes there are seasons where expenses come up  and different things happen.

 But if it’s been your lifestyle, you always spend everything you make.  Let me ask you a question.  How different are you from a prodigal son?  Now you may say, well I’m not spending it on prostitutes and harlots.  Well, you know, he didn’t just spend it on them.  He just spent all of it.  Don’t spend everything that you make.

 Save money for the rainy day.  Save money for emergencies.  Save money for large purchases  so you don’t have to buy them on credit  so you can buy them with cash.  Number three is budget the rest of 70% or 80%  depending on how much you’re saving.  When it comes to budgeting, few things to keep in mind.  God wants us to curve our spending. Curve our spending means we have to curve our appetites.

 Curve our spending meaning we shouldn’t spend all the money that we have. And a lot of times what  happens is that we have this faith, dreams and we start to spend on the level of our dreams instead  of spending on the level of our income. And then we get influenced by  somebody else who has those things, nice things, newer, nicer, shinier, cooler and we begin to go  into this shopping spree and we begin to buy things we don’t need.

 Buy things out of greed,  buy things out of our season, out of our time and find yourself in a very, very deep hole financially.  Curve your appetites. Lust is one of those things, it never has enough. Greed  is one of those things, it’s never enough. There’s always going to be something new. There’s always  going to be another ad.

 There’s always going to be something that is going to fight for your  attention and is going to say, buy me, buy me. And if you buy me, you’re going to be happier.  You’re going to be prettier and you’re going to fit in. And your life is going to be so much better.  The devil is a liar. Those sales and discounts,  listen, sometimes those things are demonic distractions  for you to take you out of the place of your budget.

 And so really ask yourself, do I really need those things?  Look through your expenses,  look through your subscriptions,  look through your cable subscription,  sports subscription, magazine subscriptions,  and so many things and ask yourself,  do I need that? Is that really necessary?  Begin to curve your spending.

 Use wisdom in investing.  So the next tip is use wisdom in investing.  The Bible talks about investment.  In Ecclesiastes 11-2 it says that,  So we see that with the man who,  the king who gave talents to his servants and you know  one servant he saved it and the rest of the servants they invested it and the one who saved  it was called wicked and lazy. The one who invested it was called faithful and good.

 And so God wants  you to invest and in fact even Jesus talked about investing in the New Testament by saying that we  should invest not only in the stock market and real estate but we should invest into the kingdom  of God. He saw giving as an investment. He wasn’t trying to get a get rich quick scheme going.  He wasn’t trying to say,  hey, if you give a dollar you’re going to get a hundred back.

 He was just saying that in the light of eternity,  you know, whatever you give there is going to come back to you.  You know, it leaves your hand but it never leaves your life  because it’s going to stay in your heavenly account  and it will collect dividends.  It will collect interest.  And so investment is good.

 And as  Christians, the moment you have a little bit of extra finances, don’t seek to upgrade your living.  That’s the one of the mistakes that people make is the moment they have a little bit more, they get  a raise, they get a bonus and they right away say, what new things I can buy.

 Now I understand,  nothing wrong with, you know, buying new things and upgrading and there’s nothing wrong with that.  But if that is your lifestyle, if that is how you grew up,  constantly upgrading when you have an opportunity  to invest into something,  to have money make money for you.  And instead of you constantly working,  you can have something else working on the side,  on your behalf, that could bring resources to you.

 It’s a biblical principle.  And so I’m not a professional investor.  I invest into things.  I encourage you to invest.  I encourage you to open your mind. Read books about it. Listen to seminars. I’m not talking  about some of these schemes that are going around of people talking about investment who only make  money about talking investment. Actually don’t invest into anything and stuff.

 But be wise  concerning investment. Don’t invest money you don’t have. Don’t invest in things you don’t  understand. And don’t invest to get rich quickly because you  will get poor quickly. God tells us to be patient and to invest for long term. Avoid borrowing.  The scripture clearly states that he who is a borrower is a slave to the one who he borrows from  and so unless it’s buying a house, everything else we should avoid borrowing.

 Avoid using credit  cards if you can’t pay them off before you know  the end of the month. And so I know some people are like, oh but I get the points. Yeah but you  also spend hundreds and thousands of dollars in interest. You know, oh yeah but my FICO score.  You know if you’re going to be living in debt all your life, you’re a slave regardless of your FICO  score. I’m not against credit cards.

 I use them all the time but I pay them off literally within  the same month. So I don’t pay any interest to the companies that I use the credit cards from. And so avoid being a  slave to the company, to American Express, the visa or to anything else that you are constantly  have everything on payment.

 And then God forbid you lose your job and next thing you know is that  everything else, you lose everything else and then you become very broken.  Not because the devil attacked you,  it’s because you didn’t structure your finances  in a way that honored God and obeyed His principles.  And the last truth, principle to financially be faithful  in unrighteous mammon is be diligent and hardworking.

 Now we live in a day today where people are,  everybody wants to quit work and nobody wants to work  and people just want to go pursue their dreams.  I’m not against that, I’m all for seek your passion,  pursue your passion.  But anything that requires you not to work  and just chill, Netflix and chill, it’s not scriptural.

 Bible is very clear that God created us to work.  Work is not a curse, it didn’t come after the curse.  Work was something that God created Adam  before he fell into sin in fact we’re probably going to even work in heaven we’re going to create  we’re going to manage we’re going to do something so work is good and you should work as long as you  physically can you might not be able to have you know nine to five for the rest of your life but  you still should work even if you retire you should never retire from work you should work you should do something that you enjoy move create write help volunteer serve you know you should be engaged

 because when you work you glorify God when you work you utilize your potential you’re more like  God you you create things you make things happen and that’s a good thing and people who don’t work  the Bible says they shouldn’t eat and so unless you’re physically not able to work,  or you’re handicapped or you’re on disability,  but if you’re a young person or young adult  and you’re able to work, go to work.

 Oh, they’re not hiring.  Listen, go do something for free.  Volunteer.  Go rake somebody’s leaves.  Go mow somebody’s lawn.  Go pick up garbage.  Do something. Don’t sit at home, eat Cheetos,  and watch Netflix and say nobody’s hiring. Do not do that. Don’t play a victim. Go and. Don’t sit at home, eat Cheetos and watch Netflix and say, nobody’s hiring.

 Do not do that. Don’t play a victim.  Go and work. Do any kind of work.  Oh, but they’re not treating me well.  Oh, but they’re not paying enough.  Shut up. Don’t do that. Go and work.  Every disciple that Jesus called into ministry,  they were doing something.  They were fishing, cleaning nets, you know.  Even Matthew, tax collector, he was ripping people off  when he was working. Work.

 Work is a is a good thing you know I’m not talking about  workaholism I’m talking about working staying busy working for God building  our careers and so many other things so may God give you wisdom to be faithful  in unrighteous mammon to manage your finances, to master your attitude, to master the finances and to manage the finances  in a way that glorifies Him and sets you up  for your new level in true riches for God.

 Is there something you know about finances that you’ve experienced?  Could you share it with us? Drop it in the comments below.  What did you learn from this video?  And as always don’t forget to click thumbs up  and follow this channel, subscribe to this channel.  Click on the bell below so that you can be reminded  each time that we go live.

 And until next time, God bless you.

 

Why Most Christians Struggle with Money

Transcript:

 Hey my friends, this is Daniel Ali and today I want to talk with you about why most Christians  struggle with money.  Look, money is a taboo subject, especially in the Christian church because a lot of people  misunderstand Jesus Christ and his teachings around money, but what I want to tell you  is that God wants us to be successful, right?  He might not want us to always be extremely wealthy, but he doesn’t want us to be extremely  poor, right?  He wants us to be in a situation where we’re always able to not only take care of ourselves, but we’re able to take care of

 other people. And in this video, I’m going to give you some supporting facts that will help you  understand exactly why God has access to money and why he wants to give it to you so you can  benefit his kingdom. So please listen up.

 So before I start I want to tell you that there’s a lot of verses that keep  people poor. For example, we always hear the one that Jesus said directly that is  easier for a camel to go through an eye of a needle than a rich man to get into  heaven. Or even the verse that says that the love of money is the root of all  evil. Or what about that verse that says you the love of money is the root of all evil.

 Or what about that verse that says you cannot serve two masters?  You cannot serve money or God.  There’s a bunch more that I’ve actually made a whole video about several years ago  that will help you understand exactly what they are and what they represent.  And if you want to see that video, please check the link in the description below.

 I would love you to watch that video, even pause this video,  so you can get some context as to where I’m going,  because I’m about to cover some deep ground that I want you to understand.  All right, so basically, the number one reason why Christians struggle with money  is because they don’t know where it comes from.

 And if you really think about it, it’s hard to imagine where money comes  from, right? We think automatically that it comes from the treasury, right? There’s just some system  pulling out money and cotton is just being produced every day. And now we know that there’s  $31 trillion that America has in debt. But what is debt? Debt is money.

 Now, if the government has all this debt, right,  the $31 trillion, it is best to assume that God is richer than that, right? God is richer than $31  trillion American dollars, of course. Now, there’s much more money in this world that’s being  circulated. We don’t actually know how much because a lot of governments hide their money,  but we can assume that there’s over a hundred trillion dollars circulating among the world,  right? It’s fair to assume that.

 Now, if we can imagine the amount of wealth that God actually  possesses, we would never worry about money. We would never worry about our little bills. We would  never say, oh man, look at that electric bill.  Oh, my car payment.  Oh, I got to pay my credit cards off, my student loans, right? We would never even worry about money because we would fully understand deep down into our souls that the funds come from the Father.

 We would know that the access to all money is already in God’s hands.  You would never question that because you  are familiar with what the scripture actually teaches. We know that God sent his only son,  Jesus Christ, so that he can make us rich.

 He did not free us from the bondage of sin so we can be  broke. I mean, just think about it, right? If you are free from sin, you are going to  do everything you can in your power to create more success. Because if you remove your sinning,  you will begin to start winning. That’s a law, right? If you stop watching porn, if you stop  gossiping, if you stop smoking, drinking, lying, cheating, stealing, murdering, everything that is  wrong, eventually God will take you to a place that is right.

 He will make your life better,  and that means He will also give you money. He will provide for you in every possible way,  including the wealth that He has to give you. So it is assumed that if God has all the money,  he’s going to provide it for his children.  If he could take care of all the birds,  if he could take care of all the cows,  if he could take care of all the skies  and the trees and plants and everything, right?  Everything that comes from him,  why won’t he take care of you?  If you’re so much more important to him  than the little worm on the ground, why won’t he care care of you? If you’re so much more important to him than the little worm on the ground,

 why won’t he care for you in every way  like he cares for that worm?  Of course he will.  God will give you not only what you can handle,  but it’ll give you even more.  He’ll give you abundance.  He’ll give you a surplus.  He will never cut you short unless you’re stuck in sin.  And perhaps one of those sins you might be in if you’re poor is the sin of worrying,  is the sin of living in pain because you are so scared of being broke.

 You see, a lot of Christians don’t understand this because they always downplay money, right?  They always say money isn’t important and I don’t  have to work because God will provide and in some way God is going to take care of these bills  without even doing anything.

 But the fact is that that’s not how God works, right? He wants you  to plant seeds. He wants you to do deeds. He wants you to succeed. But it starts with your work. It  starts with your faith because we all know that faith  without works is dead. But let me tell you something else. Faith with works is life. And  life means that you have Jesus Christ within you.

 So you cannot go to a place and experience lack  if he is taking you to that place. I mean, just think about it, right? If he’s in you,  right? If God dwelleth within your soul, why would he take you to a place that you can’t afford?  Why could he take you to a place where you can fret, where you can worry, where you can be filled  with anxiety? He would never do that because the funds come from the Father.

 The faith comes from  the Father. The foundation comes from the father. So you don’t  have to worry about money again because God has access to all of it, my friend. So that’s all I  want to share with you, right? Because if you understand the source, you’re not going to be  worried about a recession. You’re not going to be worried about an economy.

 You’re not going to be  worried about what the government is doing because Because the government is controlled by Caesar,  but the heavens are controlled by God, right?  And God has your treasures in heaven,  and he wants to give it to you on earth, right?  There are many mansions in heaven.  And if there’s many mansions in heaven,  he definitely wants to give you one on earth.

 Now that mansion could be many things.  I’m not saying it has to have a hundred bedrooms.  It doesn’t have to be extravagant,  but it has to be something on earth that he wants you to have.  So if he’s given you desires in your heart, even earthly possessions,  remember he wants to fulfill them, right?  God wants to give you the desires of your heart.

 That’s what Psalm 37 4 says.  He does not want to deprive you. He does not want to deprive you.  He does not want to despise you.  He does not want to deny you of the success that you can gain and force you to live in  pain.  No, God wants you to have success.  And that’s why He gave up His only Son, Jesus Christ, so you can have eternal life. Again, this is Daniel Ali.

 If you have any questions, please write me an email at info at danielali.com.  If you enjoyed this video, subscribe to my YouTube channel, hit that notification button,  and share this video with someone else who really needs it.  Again, this is Daniel Ali.  I look forward to your success, I look forward to your prosperity, I look forward to everything  that you do for the rest of humanity.

 I’ll see you guys on the next video, and I hope to meet you in heaven.