Have you ever pondered the significance of wealth within a spiritual framework? The discussion surrounding money often evokes diverse opinions, with some advocating that wealth is inherently evil while others argue that it is a blessing. However, both the biblical texts and insights reveal a different narrative, one where money is a tool and stewardship influential. This lesson will explore twelve financial principles derived from scripture that can reshape how we view wealth and incorporate Biblical wisdom into our financial practices. Furthermore, as part of the Crypto Is FIRE (CFIRE) training program, these principles will illuminate the intersection of biblical teachings with today’s financial tools, including cryptocurrencies and decentralized finance (DeFi).
The discourse presented centers on twelve essential secrets about wealth as portrayed in the Bible. The primary thesis contends that the scriptures are not against wealth; instead, they offer guidance on generating, managing, and utilizing wealth productively and ethically. Striking points from the lesson detail that:
The teachings challenge preconceived notions, arguing that wealth does not inherently corrupt moral standing and also affirm that financial responsibility is biblically mandated.
Work is a Blessing: The notion that work is God-ordained resonates with many contemporary values regarding work ethics. In Genesis, the act of tending to the Garden of Eden signifies that labor itself is part of divine purpose. This aligns with modern economic principles that regard productive work as the foundation of wealth creation.
Wealth as God’s Gift: The assertion that the ability to generate wealth is bestowed by God and must be diligently cultivated is compelling. It encourages individuals to embrace their potential, striving toward excellence without succumbing to a self-centered attitude towards financial success, typically seen in a consumer-driven society.
Generosity Towards Family and Community: The call to support one’s family and contribute to the community exemplifies a profound collective responsibility that transcends individual gain. It effectively addresses wealth distribution, which often circles discussions surrounding inequality and social welfare today.
Risk Management with Financial Investments: The emphasis on being discerning with investments echoes the principles of diversification, as seen in modern financial advising. The underlying parable of the talents reinforces the notion that taking informed risks can yield good returns but also displays prudence in handling resources wisely.
The teachings from scripture can reflect broader economic and financial systems, including the burgeoning fields of cryptocurrencies and blockchain technology. For instance, principles that advise a cautious approach to debt resonate with the high-risk nature of some crypto investments while also advocating for diversification, a concept central to cryptocurrency portfolios.
Moreover, the call for responsible stewardship aligns with the emerging ideas surrounding decentralized finance (DeFi), where individuals are empowered to manage their assets autonomously, free from traditional financial institutions’ restraints. This transformation signifies a movement towards personal responsibility, paralleling the biblical tenets of work ethic and diligent financial management.
In light of these biblical principles, DeFi can act as a modern manifestation of accountability and empowerment. By utilizing smart contracts, users can enact financial transactions transparently and without intermediaries—creating an environment where individual stewardship reflects biblical values of accountability and hard work. Blockchain technologies also indefinitely record financial histories, ensuring the preservation of significant financial ethics in every transaction.
The insights gathered from biblical teachings on wealth will undoubtedly shape future conversations regarding financial literacy and responsibility, especially within transformative economic contexts. As societies continue to grapple with wealth disparities and inflation, understanding the balance of individual responsibility and communal support is essential. The biblical principles encourage a proactive approach to wealth generation and distribution.
Looking ahead, emerging technologies like blockchain could redefine legacy and inheritance, making the transfer of wealth more efficient and transparent. The growing emphasis on ethical investments and social enterprises may further encourage wealth to be used for communal benefit, echoing the biblical call to generosity and care for others.
In my own journey navigating the complexities of personal finance and investments, the wisdom inherent in biblical principles has provided an invaluable framework. The scriptures encourage a balanced view of wealth, prompting questions about purpose and motivation behind financial pursuits. Life experiences have taught me that true wealth often extends beyond material possessions, emphasizing relationships, integrity, and, importantly, stewardship for the collective good.
The cryptocurrency sphere often appears synonymous with profit, yet it can serve as a unique opportunity to practice generous stewardship through investing in projects that encourage social good and sustainability. As we tread this evolving landscape, the guiding principles offered by scripture continue to resonate profoundly—encouraging me to invest wisely, give generously, and cultivate a heart aligned with the values I hold dear.
In summary, the secrets derived from scripture about wealth reveal immense depth; wealth can serve not just personal gain but also benefit others and further a greater purpose in life. By holding true to principles such as work ethic, diligence, family responsibility, and stewardship, individuals can transform their relationship with wealth while contributing positively to their communities.
With the dynamic intersections of these teachings and contemporary financial tools, such as cryptocurrencies, individuals are presented with the opportunity to leverage their wealth in ways that honor their values and enhance their lives and the lives of others.
Quotes:
Continue to the next lesson in this Crypto Is FIRE (CFIRE) training program where we will delve deeper into the practical aspects of wealth management within digital environments and explore the burgeoning DeFi landscape.
Money and wealth are topics deeply interwoven with both practical living and spiritual perspectives. While many believe the Bible has little relevance in guiding modern financial decisions, a closer look reveals profound insights regarding wealth creation, stewardship, and management—insights that are not only valuable in traditional finance but also resonate within the rapidly evolving cryptocurrency landscape. Understanding these biblical principles forms a foundational block for anyone looking to navigate the financial waters today, be they traditional or crypto.
Stewardship
Generosity
Discipline in Financial Management
Work Ethic
Risk Management
Key Points:
Explanation: The Bible underlines the importance of work in establishing a foundation for wealth. This is tethered to the idea that through diligent and meaningful work, individuals ultimately shape their financial futures. The notion that one should work for retirement rather than avoid work contradicts many modern views that equate work to mere survival.
Connection to Crypto: The work ethic in the crypto space often reflects this biblical principle, where many enthusiasts engage deeply with the technology, often working on projects or contributing to community growth, enhancing their financial outcomes.
Key Points:
Explanation: Emphasizing that wealth is not inherently evil and acknowledging its origins is essential for fostering a healthy mindset toward finance. By understanding that hard work coupled with divine blessings leads to wealth, one can pursue financial goals more ethically and meaningfully.
Connection to Crypto: Innovative projects and platforms emerging in the crypto world thrive when creators recognize their talents as divine gifts and apply them to meet real-world needs—essentially producing “wealth” through technology.
Key Points:
Explanation: These teachings implore individuals to treat wealth as an opportunity for positive impact, rather than a personal trophy. The essence of financial success in the biblical sense is closely tied to the ability to share resources responsibly with one’s family and others in need.
Connection to Crypto: Practices like making anonymous donations using cryptocurrencies or funding community projects reflect this biblical call for generosity. Cryptographic transparency often aids in ensuring that funds reach where they are intended, enhancing trust.
Key Points:
Explanation: Financial discipline, both in spending and saving, lays the groundwork for wealth accumulation. This principle cuts through procrastination and impulsivity that plague many in their financial journeys.
Connection to Crypto: Following diligence and patience is crucial in crypto trading. Staying updated on market trends and maintaining a diverse portfolio are practices encouraged among knowledgeable investors.
Key Points:
Explanation: Proverbs highlights how financial liabilities can trap individuals. Conversely, careful diversification can lead to sustainable growth. Practicing prudent risk management offers a fallback in fluctuating markets.
Connection to Crypto: Just as with traditional investments, diversifying digital assets can significantly buffer against potential losses from the volatile crypto market.
Nature of Wealth: The parallels between biblical teachings and crypto principles emphasize that wealth should not be viewed through a lens of greed or self-promotion but as a tool for empowerment and improvement for both individual and community.
Case Studies: Looking into successful blockchain projects that fund charitable causes, such as those that leverage smart contracts for automated donations, exemplifies how modern finance can fulfill these ancient principles.
Challenges: The crypto industry’s fast pace can lead many to overlook lessons in discipline and stewardship—leading to impulsive trading and financial harm rather than stability.
Visual Aid Suggestions: A picture illustrating the process of wise investing, including things like diversification strategies and active monitoring of asset performance, could enhance understanding. Infographics comparing traditional investing with crypto trading strategies could likewise prove beneficial.
Hypothetical Example 1: Imagine two individuals: one invests diligently in a diversified traditional portfolio, the other dives headfirst into high-stakes crypto day trading without research. The former sustainably grows wealth over time, while the latter is likely to face losses and stress.
Hypothetical Example 2: A church community pooling funds to purchase crypto assets that fund humanitarian projects, demonstrating biblical stewardship and modern investment strategies.
Historically, wealthy figures like Solomon and Job symbolize the biblical potential for wealth. Today, legacy-minded individuals can apply these principles to create lasting financial stewardship, either through traditional finance or increasingly through crypto ventures.
Diving deep into these biblical principles exposes the cause-and-effect relationship between one’s financial decisions and their societal impacts. Poor spending habits lead not only to financial failure but can also have far-reaching implications for community welfare and individual moral integrity.
By integrating these biblical insights into modern financial practices, individuals can find a balanced approach to wealth that honors both principles and progress. As you continue your journey through this Crypto Is FIRE (CFIRE) training program, remember that each step taken with wisdom will lead you toward a brighter financial future.
Are you ready to deepen your understanding of financial principles? Continue your journey into the world of cryptocurrencies and financial freedom with the next lesson in the Crypto Is FIRE training program!
Transcript:
Hi everyone. Have you ever heard this saying before? Money makes the world go round. Or, the world revolves around money. In a sense, it is true. Because if you have a lot of money, you can almost do everything you want in this temporary world. And that is also why it is very dangerous. Because money can give you the illusion of power, fame, security, adventure, luxury, and many other things your sinful nature desires.
And only for a limited amount of time. Because this world is gone in an instant. Your life is like grass. One day you’re here, the next you’re gone. And because money can give us so many things, we fall into the sin of greed. Now listen to me very carefully here. There’s nothing wrong with money itself, but it’s about your heart, your intentions behind it.
Why do you want money? And what do you want to do with it? 1 Timothy 6 verse 10 says, For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. Now, people look at money differently. There’s a group of people who say, God wants everyone to be rich and wealthy.
You know, prosperity preaching. Then on the opposite end, there’s a group of Christians who say, no, God does not want Christians to be rich. Christians should not be rich. And then there’s a group in the middle and they say, well, God decides on who He wants to bless financially and we should be content with whatever He gives us.
But what does the Bible say about this? God’s Word about being rich and wealthy, and how should we handle money? Well, that’s what we’re going to talk about in this video. Let’s get right into it. Now, just very quick, if it’s the first time that you’re here on my channel, my name is Daniel Mudditz and welcome to DLM Christian Lifestyle, where we preach biblical truth in a balanced way.
So if you haven’t subscribed yet, please consider it and also click that notification bell so you won’t miss any of the future videos. Now, is it okay to be wealthy as a Christian? Of course it is. There are a lot of examples in the Bible where God blessed people financially. Look at Abraham, Jacob, David, Solomon, Job, Joseph, the Roman centurion, Lydia, Barnabas, Matthew, and Philemon. So it is not a sin to be rich, as some might claim.
No, especially if you’ve worked hard for your money. Because we know that the Bible says that you will reap what you sow. So if you put a lot of work in, you will earn your reward. But the Bible is against laziness. There’s a lot of people who complain because they don’t have enough money, but sometimes it’s because they are just lazy.
If you sow laziness, you will reap poverty. But if you work hard, you will also reap the rewards. You will pluck the fruit of your labor. But with wealth comes more temptation as well. So ask yourself and be honest, what is your attitude regarding money? Are you more greedy? Why do you want money? What do you want to use it for? And how much is enough? 1 Timothy 6 verse 9 says, But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction.
Now, if God does bless you financially, do you think that He just wants to bless you so that you can just live in your own luxury? Selfish, just for yourself, not caring about those around you? No, of course not. The Bible talks a lot about helping the poor, about helping other people, especially people of your own household.
Proverbs 21 verse 13 says, “…whoever closes his ear to the cry of the poor will himself call out and not be answered.” You know, the problem that comes into thinking about life, the difficult experiences we have here, harsh circumstances, some people have wealth, some people are just struggling day to day to just eat some bread.
Now, we know that God says that our faith will be tested. We will go through trials and tribulations. And God might test certain people to how they react to their financial trouble. And He might also test you to see how you handle your wealth. 1 John 3 verse 17 says, But if anyone has the world’s goods and sees his brother in need, yet closes his heart against him.
How does God’s love abide in him? Little children, let us not love in word or talk, but in deed and truth. Now we know that the Bible says that it is always better to give than to receive. But you should also let the Holy Spirit guide you with who you give your money to. Because there really are a lot of lazy people.
And if you give them money, you just help them to stay poor, to stay in that position, to stay lazy. Because then they think, Alright, cool, I don’t have to work because I can just beg for money and people will help me. So, alright, let’s just do this.” No, instead, let the Holy Spirit guide you and help you to help those who are really in need and who wants to work.
There’s an old saying that says, Give a man a fish and you’ll feed him for a day. Teach a man to fish and you fed him for a lifetime. Now, the Bible does not just say that you have to help the poor, but also your own family and the family of Christ. 1 Timothy 5 verse 8 says, But if anyone does not provide for his relatives and especially for members of his household, he has denied the faith and is worse than an unbeliever.
Wow, worse than an unbeliever. If you don’t help your own family, the Bible is straightforward. And Romans 12 verse 13 says, Contribute to the needs of the saints and seek to show hospitality. Look, let’s be honest here. Sometimes people wonder, you know, why does God bless those people? Why are they so rich? They’re not even good people.
And why do I have to struggle so hard? And I try to live righteous and I’m just struggling to go from one day to the next. Remember, don’t fool yourself here. It’s not easy to be rich. Spiritually speaking, it’s not easy. Remember what Jesus said, Matthew 19 verse 24. Again, I tell you, it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.
Why? Because of the sinful nature that is in us humans. Because we think that we get everything from money. We get power, we get our confidence, we get our security. All of these things are false and temporary. Not only that, most rich people, they just want more and more money. They are never satisfied. Greed.
Ecclesiastics 5 verse 10 says, He who loves money will not be satisfied with money, nor he who loves wealth with his income. And Revelation 3 verse 17 says, For you say, I am rich, I have prospered, and I need nothing. Not realizing that you are wretched, pitiful, poor, blind, and naked. You know what I’m talking about.
The rich corporations trying to not just have money, but try to have all the power in the world, trying to control things. It’s hard for them to let go of it. They are never satisfied with what they have. And they cling to what they have. They don’t want to let go of it. They are never satisfied with what they have, and they cling to what they have.
They don’t want to let go of it. But Jesus said in Matthew 6 verse 24, “‘No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.'” Do you remember the rich man that came to Jesus? How did Jesus test him? What did He say to him? Matthew 19 verse 16, And behold, a man came up to him, saying, “‘Teacher, what good deed must I do to have eternal life?’ And he said to him, “‘Why do you ask me about what is good? There is only one who is good.
If you would enter life, keep the commandments. He said to him, Which ones? And Jesus said, You shall not murder, you shall not commit adultery, you shall not steal, you shall not bear false witness. Honor your father and mother, and you shall love your neighbor as yourself. The young man said to him, All these I have kept. What do I still lack? Now listen very carefully to this.
Jesus said to him, If you would be perfect, go, sell what you possess, and give to the poor, and you will have treasure in heaven, and come, follow me. When the young man heard this, he went away sorrowfully, for he had great possessions. And Jesus said to His disciples, “‘Truly, I say to you, only with difficulty will a rich person enter the kingdom of heaven.
‘” It is not God’s will that all of us should be rich and wealthy and live in our luxury for our own pleasures. If it was true, we would all be rich, wealthy, and it would be difficult for all of us to enter the kingdom of heaven. Remember 1 Samuel 2 verse 7 says, The LORD makes poor and makes rich, He brings low and He exalts.
If you read the whole scripture, God wants all of us to be more rich in spirit than in material, earthly, temporary things. Look at the example of the Apostles. Paul says in 2 Corinthians 6 verse 4, As servants of God, we commend ourselves in every way, by great endurance in afflictions, hardships, calamities, beatings, imprisonments, riots, labors, sleepless nights, hunger, by purity, knowledge, patience, kindness, the Holy Spirit, genuine love, by truthful speech, and the power of God, with the weapons of righteousness for the right hand and for the left,
through honor and dishonor, through slander and praise.” They did not just live in luxury for their own selfish desires. No, they understood what it meant to be a real follower of Christ, what life was all about. Listen to the next part. We are treated as impostors and yet are true. As unknown and yet well known.
As dying and behold we live. As punished and yet not killed. As sorrowful yet always rejoicing. As poor, I’ll say it again, as poor yet making many rich. As having nothing yet possessing everything.” Wow, I hope that’s synced in. I hope you understand it. If not, go back after this sermon and then go and read it again slowly while praying with God.
You know, there are a lot of people who find God because they hit rock bottom, when they don’t have money to rely on. Even Christians sometimes, when God says to them and they hit rock bottom, they don’t have anything to rely on except their faith. When that happens, they understand who God truly is. They get to know Him deeper in a deeper relationship.
And they understand that they can trust God’s promises, so their faith grows. There’s a huge lesson all of us gotta learn, and that is to be content with whatever God gives us. What will happen when God tests your heart? Will you be happy with just food and clothing? 1 Timothy 6 verse 7 says, For we brought nothing into the world, and we cannot take anything out of the world.
But if we have food and clothing, with these we will be content.” You know, it is better to live in poverty in this temporary world, but know Christ, to have eternal life, than to be rich in this world, to live in your wealth, but then lose your soul at the end. Mark 8 verse 36 says, to live in your wealth, but then lose your soul at the end.
Mark 8 verse 36 says, For what does it profit a man to gain the whole world and forfeit his soul? And James 2 verse 5 says, Listen, my beloved brothers, Has not God chosen those who are poor in the world to be rich in faith, and heirs of the kingdom which He has promised to those who love Him.” Now, with that said, wealth, being rich, can also be a blessing if it comes from God.
Proverbs 10 verse 2 says, “…treasures gained by wickedness do not profit, but righteousness delivers from death. And verse 22 then says, The blessing of the Lord makes rich, and He adds no sorrow with it. You know, God blessed certain people in the Bible a lot financially. I mean, just look at Solomon and Job. They were rich, very rich.
But God has a different journey for each one of us, and you need to be content with whatever He decides He wants to give you. But you also need to remember that God will always keep His promises, and His word says that that what you sow you will reap. So if you work hard, God is righteous and you will pluck the fruit of your labor.
Psalm 128 verse 2 says, You shall eat the fruit of the labor of your hands. You shall be blessed and it shall be well with you. And also remember this, God expects you to use what He gave you for His glory. You’ve got a responsibility and you need to use it rightly, and then He might even bless you more.
But if you don’t, He might even take what He gave you and give it to someone else. Matthew 25 verse 14 to 29 says, For it will be like a man going on a journey, who called his servants and entrusted to them his property. To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away.
He who had received the five talents went at once and traded with them, and he made five talents more. So also he who had the two talents made two talents more. But he who had received the one talent went and dug in the ground and hid his master’s money. Now after a long time the master of those servants came and settled accounts with them.
And he who had received the five talents came forward, bringing five talents more, saying, Master, you delivered to me five talents. Here, I have made five talents more. His master said to him, Well done, good and faithful servant. You have been faithful over a little. I will set you over much. Enter into the joy of your master.
And he also who had two talents came forward, saying, Master, you delivered to me two talents. Here I have made two talents more. His master said to him, Well done, good and faithful servant. You have been faithful over a little. I will set you over much. Enter into the joy of your master. He also who had received one talent came forward, saying, Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed. So I was afraid, and went and hid your talent in the ground. Here you have what is yours.
But his master answered him, You wicked and slothful servant! You knew that I reap where I have not sown, and gather where I scattered no seed. Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. So take the talent from him, and give it to him who has the ten talents.
For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth. So ask yourself and be honest. What are you doing with what God has already given you? Do you use it responsibly or do you just use your money impulsively, just buy things whenever you want to, even going into debt easily? Jesus says in Luke 14 verse 28,
Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? You have to plan ahead and budget. Never ever make debt easily just because you want to live in luxury. I know there’s always new things coming out, a new phone, new fashion, these things, materialistic things. But then, without you even realizing it, you get into debt just because you want these things.
Don’t do it. And if you already are in debt, work better with your money. Be wise and get out of it. Romans 13 verse 7 says, “‘Pay to all what is owed to them. Taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed. Owe no one anything except to love each other, for the one who loves another has fulfilled the law.
‘” If you are young, please listen to me today. If it is possible, never ever get into debt. And if you are wealthy, if you are rich, help your brother and sister. It is a command of God. And never trust in your money. Rely on your money over trusting God. Because He’s the one that gives you that money in the first place.
Because everything we have comes from Him. 1 Timothy 6 verse 17 to 19 says, “‘Command those who are rich in this present world not to be arrogant, nor to put their hope in wealth which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share.
In this way, they will lay up treasures for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.” Now, whether you are rich or poor, at the end, it doesn’t actually matter, because you’re not going to take anything with you when you die. You came into this world naked, and you’re going to go out of it naked.
Those clothes, the jacket, your favorite jacket, the shoes, the money in your bank account, your car, nothing is going to go with you when you die. It’s all temporary, just material things. So accept what God gives you in this temporary world and let Him guide you in how you should live so that you will be able to prepare for the One that is to come for eternal life.
Jesus says in Matthew 6 verse 19 to 21, But lay up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in and steal. For where your treasure is, there your heart will be also. Trust God with your life. Trust Him that He will give you what He knows you need, because He promises it in His Word.
And if you want to grow stronger, if you want to He promises it in His Word. And if you want to grow stronger, if you want to be anchored in Christ, when the storms of life come and hit you, it won’t bother you at all because you’re anchored in Christ. But you need to grow spiritually. You need to have faith in God, in who He is and in His promises.
If you want to grow spiritually stronger, then watch one of these playlists here, and I’ll see you there. And remember, God loves you, and I love you too. Bye.
Transcript:
Principles for biblical stewardship. When it comes to money, the Bible talks a lot about money. In fact, Jesus talked different parables about finances. When the Bible talks about finances, it talks about our attitude and then it talks about the principles of managing our finances in the way that glorifies God.
Money is very important to us as a Christian because money is a competition for our heart. The Bible says you can’t serve God and mammon. It doesn’t say you can’t serve God and the devil. Mammon is money, it’s the love of money, it’s the deceitfulness of riches. And the competition for your heart is finances.
But one of the biggest reasons why we all need to learn to steward our finances properly is because of this verse. It’s very, very important. Listen to me, I know some of you may be like, oh this is not super spiritual. You know, I just want to learn about casting out of demons, healing the sick and fasting and hearing the voice of God and visions and dreams and all of that.
But listen very carefully because the key to your spiritual growth is this verse. Luke 16 verse 11, been faithful in the unrighteous mammon who will commit to your trust the true riches what if how you handle your finances has a lot to do with how much God can trust you with true spiritual riches we all want spiritual riches we all want spiritual wealth we want to grow rich toward God we want to grow wealthy in the kingdom of God in things that are not measured by dollars, in stocks, in possessions, in spiritual things.
But Jesus says that God is looking at how we are handling. God is not looking at how much money we have. He is looking at how we are handling the money we do have. What is our attitude? What is our behavior? And God says when He looks at that and He sees that you are faithful, not if you are successful, but if you’re faithful with the unrighteous mammon he will entrust you with true riches so a few things I want you to keep in mind four attitudes that the scripture teach us that’s supposed to be behind the scenes behind how we manage our finances because see I can tell you
what we should do with our finances and I will do that in a second. But it’s the attitude, it’s the mindset you have toward money that matters. It matters way more than what you’re going to do with finances. It’s the attitude behind our financial behavior that matters as much as the actual financial decisions we make.
The first attitude is to be content and not covetous. In 1st Timothy chapter 6 verse 6 all the way till verse 10 it talks about Christians living to be content. As Christians we shouldn’t covet what other people have. We should be content. Content doesn’t mean that we don’t want more. Content doesn’t mean that we don’t want to work.
Content doesn’t mean that we’re not striving for excellence. Content simply means that we are not driven by those desires. That we are happy with food, with clothing, and the fact that we know God. The second attitude that should rule our financial life and that is, we should trust in God, not in riches. Philippians 4, verse 19 We should trust in God, not in our riches.
What makes a difference between a Christian and a non-Christian is that a non-Christian is somebody who trusts in their wealth. They trust in their money. They love their money. And that’s what makes money evil, not the money itself. It’s the fact that they make it into an idol. For a Christian, we trust in God who richly supplies, not in riches.
The third attitude that’s supposed to dominate our life concerning finances is we have to be generous, not stingy. So many Christians fight over should we tithe, should we not tithe. I think it’s a secondary question. What we do agree on is that we all as Christians should be generous.
What generous looks to you and me probably will be different. At different seasons of your life generosity will be different. Yet one thing is certain is generosity reflects the heart of God. Instead of clinging to our finances, instead of constantly hoarding, instead of constantly being stingy, instead of being greedy, Christ wants us to be like Him.
Be generous and be givers to the poor, to the needy, to our own family, to His causes, to His purpose and to what He wants us to give to on this earth. The fourth attitude that we should maintain in our finances is, we should walk in faith, not in fear. Fear and worry can cripple your financial life more than any pandemic, recession or market crash.
So many people are trapped in fear of what could happen and worry is what could possibly happen. Like there’s no threat yet under finances but worry creates these imaginary problems. When talking about finances, Jesus addressed that. He says, do not worry about your next meal. He’s not saying be reckless. He’s not saying be irresponsible.
He’s just saying don’t let worry dictate your financial behavior. Don’t let fear drive your decisions. Let faith drive your decisions. So our attitude is we live by faith, not by fear. We trust in God, not in riches. We trust in God not in riches. We live in contentment not trying to covet. And we live developing the muscle of generosity instead of being greedy or stingy.
Now let’s dive into practically how to manage our finances. Again, it’s very important that you learn to manage your finances. Because if you don’t manage your finances well God cannot entrust you with true spiritual riches. So many people are trying to improve their prayer life, their fasting life, their this life and that life.
But one area they constantly ignore and they think, ah, it doesn’t matter how I manage my finances, I’m maxed out on my credit cards, I’m always buying things I don’t need with money I don’t have to impress people I don’t even like. You know, I’m constantly coveting, I’m greedy, I’m stingy. I don’t trust God with finances.
I’m panicking all the time, you know, clenching to every dollar and fighting with my wife and with my husband you know, about money all the time. It doesn’t matter. That doesn’t matter. My friend, it does. God looks at that to decide if you can be entrusted with true riches. So practically. Now some of this stuff is not in the Bible what I’m going to share with you but it’s just common sense wisdom.
The first one is give 10% of your income to local church. Now I know preacher says that and a lot of you may be like, oh my God, New Testament doesn’t talk about tithing. Well, it kind of does. Jesus did mention that we shouldn’t forsake the heavier things of the law without forsaking the lighter things of the law.
But let’s just say that there is no mention about that except in that one verse. In the New Testament we see that we should live extravagantly generous. We should purpose in our heart to be generous. And so I encourage people, give to God first and make it a percentage thing. Like some people do it spontaneous but it’s best when you make your percentage, whether it’s 10%, 20%, 5%, whatever it is, that you make it a percentage and you give to God.
Do you have to give? No, you get to give. What giving does to me is it reminds me, I’m not the owner, I’m a steward. It reminds me God owns it all and He entrusted this to me. Does God need my money? No. But I need God and I need to be constantly reminded since money is a competition for my heart, that money is not my master.
I manage money, I’m not mastered by money. And you can’t say that money is not your master if you manage money. I’m not mastered by money. And you can’t say that money is not your master if you don’t give. That’s it. So no matter how you try to excuse it and justify it, if you are not generous with your finances and the best way to start is with your paycheck.
When you get paid, you take a portion and you give it to God. You honor Him with your finances. Trust me, 90% blessed by God is way better than 100% not blessed by Him. Do you have to do that? No, you get to do that. So that’s the first principle.
The second principle is save from 10 to 20% of your income for upcoming expenses, emergencies, large purposes, purchases and other things. When you save, the Bible says, in the house of a wise man there’s choice silver. Meaning this wise man he didn’t eat everything up, he saved something. The Scripture talks about a prodigal son who went and spent all that he had. See, when you spend everything that you have and that’s been your lifestyle, now sometimes there are seasons where expenses come up and different things happen.
But if it’s been your lifestyle, you always spend everything you make. Let me ask you a question. How different are you from a prodigal son? Now you may say, well I’m not spending it on prostitutes and harlots. Well, you know, he didn’t just spend it on them. He just spent all of it. Don’t spend everything that you make.
Save money for the rainy day. Save money for emergencies. Save money for large purchases so you don’t have to buy them on credit so you can buy them with cash. Number three is budget the rest of 70% or 80% depending on how much you’re saving. When it comes to budgeting, few things to keep in mind. God wants us to curve our spending. Curve our spending means we have to curve our appetites.
Curve our spending meaning we shouldn’t spend all the money that we have. And a lot of times what happens is that we have this faith, dreams and we start to spend on the level of our dreams instead of spending on the level of our income. And then we get influenced by somebody else who has those things, nice things, newer, nicer, shinier, cooler and we begin to go into this shopping spree and we begin to buy things we don’t need.
Buy things out of greed, buy things out of our season, out of our time and find yourself in a very, very deep hole financially. Curve your appetites. Lust is one of those things, it never has enough. Greed is one of those things, it’s never enough. There’s always going to be something new. There’s always going to be another ad.
There’s always going to be something that is going to fight for your attention and is going to say, buy me, buy me. And if you buy me, you’re going to be happier. You’re going to be prettier and you’re going to fit in. And your life is going to be so much better. The devil is a liar. Those sales and discounts, listen, sometimes those things are demonic distractions for you to take you out of the place of your budget.
And so really ask yourself, do I really need those things? Look through your expenses, look through your subscriptions, look through your cable subscription, sports subscription, magazine subscriptions, and so many things and ask yourself, do I need that? Is that really necessary? Begin to curve your spending.
Use wisdom in investing. So the next tip is use wisdom in investing. The Bible talks about investment. In Ecclesiastes 11-2 it says that, So we see that with the man who, the king who gave talents to his servants and you know one servant he saved it and the rest of the servants they invested it and the one who saved it was called wicked and lazy. The one who invested it was called faithful and good.
And so God wants you to invest and in fact even Jesus talked about investing in the New Testament by saying that we should invest not only in the stock market and real estate but we should invest into the kingdom of God. He saw giving as an investment. He wasn’t trying to get a get rich quick scheme going. He wasn’t trying to say, hey, if you give a dollar you’re going to get a hundred back.
He was just saying that in the light of eternity, you know, whatever you give there is going to come back to you. You know, it leaves your hand but it never leaves your life because it’s going to stay in your heavenly account and it will collect dividends. It will collect interest. And so investment is good.
And as Christians, the moment you have a little bit of extra finances, don’t seek to upgrade your living. That’s the one of the mistakes that people make is the moment they have a little bit more, they get a raise, they get a bonus and they right away say, what new things I can buy.
Now I understand, nothing wrong with, you know, buying new things and upgrading and there’s nothing wrong with that. But if that is your lifestyle, if that is how you grew up, constantly upgrading when you have an opportunity to invest into something, to have money make money for you. And instead of you constantly working, you can have something else working on the side, on your behalf, that could bring resources to you.
It’s a biblical principle. And so I’m not a professional investor. I invest into things. I encourage you to invest. I encourage you to open your mind. Read books about it. Listen to seminars. I’m not talking about some of these schemes that are going around of people talking about investment who only make money about talking investment. Actually don’t invest into anything and stuff.
But be wise concerning investment. Don’t invest money you don’t have. Don’t invest in things you don’t understand. And don’t invest to get rich quickly because you will get poor quickly. God tells us to be patient and to invest for long term. Avoid borrowing. The scripture clearly states that he who is a borrower is a slave to the one who he borrows from and so unless it’s buying a house, everything else we should avoid borrowing.
Avoid using credit cards if you can’t pay them off before you know the end of the month. And so I know some people are like, oh but I get the points. Yeah but you also spend hundreds and thousands of dollars in interest. You know, oh yeah but my FICO score. You know if you’re going to be living in debt all your life, you’re a slave regardless of your FICO score. I’m not against credit cards.
I use them all the time but I pay them off literally within the same month. So I don’t pay any interest to the companies that I use the credit cards from. And so avoid being a slave to the company, to American Express, the visa or to anything else that you are constantly have everything on payment.
And then God forbid you lose your job and next thing you know is that everything else, you lose everything else and then you become very broken. Not because the devil attacked you, it’s because you didn’t structure your finances in a way that honored God and obeyed His principles. And the last truth, principle to financially be faithful in unrighteous mammon is be diligent and hardworking.
Now we live in a day today where people are, everybody wants to quit work and nobody wants to work and people just want to go pursue their dreams. I’m not against that, I’m all for seek your passion, pursue your passion. But anything that requires you not to work and just chill, Netflix and chill, it’s not scriptural.
Bible is very clear that God created us to work. Work is not a curse, it didn’t come after the curse. Work was something that God created Adam before he fell into sin in fact we’re probably going to even work in heaven we’re going to create we’re going to manage we’re going to do something so work is good and you should work as long as you physically can you might not be able to have you know nine to five for the rest of your life but you still should work even if you retire you should never retire from work you should work you should do something that you enjoy move create write help volunteer serve you know you should be engaged
because when you work you glorify God when you work you utilize your potential you’re more like God you you create things you make things happen and that’s a good thing and people who don’t work the Bible says they shouldn’t eat and so unless you’re physically not able to work, or you’re handicapped or you’re on disability, but if you’re a young person or young adult and you’re able to work, go to work.
Oh, they’re not hiring. Listen, go do something for free. Volunteer. Go rake somebody’s leaves. Go mow somebody’s lawn. Go pick up garbage. Do something. Don’t sit at home, eat Cheetos, and watch Netflix and say nobody’s hiring. Do not do that. Don’t play a victim. Go and. Don’t sit at home, eat Cheetos and watch Netflix and say, nobody’s hiring.
Do not do that. Don’t play a victim. Go and work. Do any kind of work. Oh, but they’re not treating me well. Oh, but they’re not paying enough. Shut up. Don’t do that. Go and work. Every disciple that Jesus called into ministry, they were doing something. They were fishing, cleaning nets, you know. Even Matthew, tax collector, he was ripping people off when he was working. Work.
Work is a is a good thing you know I’m not talking about workaholism I’m talking about working staying busy working for God building our careers and so many other things so may God give you wisdom to be faithful in unrighteous mammon to manage your finances, to master your attitude, to master the finances and to manage the finances in a way that glorifies Him and sets you up for your new level in true riches for God.
Is there something you know about finances that you’ve experienced? Could you share it with us? Drop it in the comments below. What did you learn from this video? And as always don’t forget to click thumbs up and follow this channel, subscribe to this channel. Click on the bell below so that you can be reminded each time that we go live.
And until next time, God bless you.
Transcript:
Hey my friends, this is Daniel Ali and today I want to talk with you about why most Christians struggle with money. Look, money is a taboo subject, especially in the Christian church because a lot of people misunderstand Jesus Christ and his teachings around money, but what I want to tell you is that God wants us to be successful, right? He might not want us to always be extremely wealthy, but he doesn’t want us to be extremely poor, right? He wants us to be in a situation where we’re always able to not only take care of ourselves, but we’re able to take care of
other people. And in this video, I’m going to give you some supporting facts that will help you understand exactly why God has access to money and why he wants to give it to you so you can benefit his kingdom. So please listen up.
So before I start I want to tell you that there’s a lot of verses that keep people poor. For example, we always hear the one that Jesus said directly that is easier for a camel to go through an eye of a needle than a rich man to get into heaven. Or even the verse that says that the love of money is the root of all evil. Or what about that verse that says you the love of money is the root of all evil.
Or what about that verse that says you cannot serve two masters? You cannot serve money or God. There’s a bunch more that I’ve actually made a whole video about several years ago that will help you understand exactly what they are and what they represent. And if you want to see that video, please check the link in the description below.
I would love you to watch that video, even pause this video, so you can get some context as to where I’m going, because I’m about to cover some deep ground that I want you to understand. All right, so basically, the number one reason why Christians struggle with money is because they don’t know where it comes from.
And if you really think about it, it’s hard to imagine where money comes from, right? We think automatically that it comes from the treasury, right? There’s just some system pulling out money and cotton is just being produced every day. And now we know that there’s $31 trillion that America has in debt. But what is debt? Debt is money.
Now, if the government has all this debt, right, the $31 trillion, it is best to assume that God is richer than that, right? God is richer than $31 trillion American dollars, of course. Now, there’s much more money in this world that’s being circulated. We don’t actually know how much because a lot of governments hide their money, but we can assume that there’s over a hundred trillion dollars circulating among the world, right? It’s fair to assume that.
Now, if we can imagine the amount of wealth that God actually possesses, we would never worry about money. We would never worry about our little bills. We would never say, oh man, look at that electric bill. Oh, my car payment. Oh, I got to pay my credit cards off, my student loans, right? We would never even worry about money because we would fully understand deep down into our souls that the funds come from the Father.
We would know that the access to all money is already in God’s hands. You would never question that because you are familiar with what the scripture actually teaches. We know that God sent his only son, Jesus Christ, so that he can make us rich.
He did not free us from the bondage of sin so we can be broke. I mean, just think about it, right? If you are free from sin, you are going to do everything you can in your power to create more success. Because if you remove your sinning, you will begin to start winning. That’s a law, right? If you stop watching porn, if you stop gossiping, if you stop smoking, drinking, lying, cheating, stealing, murdering, everything that is wrong, eventually God will take you to a place that is right.
He will make your life better, and that means He will also give you money. He will provide for you in every possible way, including the wealth that He has to give you. So it is assumed that if God has all the money, he’s going to provide it for his children. If he could take care of all the birds, if he could take care of all the cows, if he could take care of all the skies and the trees and plants and everything, right? Everything that comes from him, why won’t he take care of you? If you’re so much more important to him than the little worm on the ground, why won’t he care care of you? If you’re so much more important to him than the little worm on the ground,
why won’t he care for you in every way like he cares for that worm? Of course he will. God will give you not only what you can handle, but it’ll give you even more. He’ll give you abundance. He’ll give you a surplus. He will never cut you short unless you’re stuck in sin. And perhaps one of those sins you might be in if you’re poor is the sin of worrying, is the sin of living in pain because you are so scared of being broke.
You see, a lot of Christians don’t understand this because they always downplay money, right? They always say money isn’t important and I don’t have to work because God will provide and in some way God is going to take care of these bills without even doing anything.
But the fact is that that’s not how God works, right? He wants you to plant seeds. He wants you to do deeds. He wants you to succeed. But it starts with your work. It starts with your faith because we all know that faith without works is dead. But let me tell you something else. Faith with works is life. And life means that you have Jesus Christ within you.
So you cannot go to a place and experience lack if he is taking you to that place. I mean, just think about it, right? If he’s in you, right? If God dwelleth within your soul, why would he take you to a place that you can’t afford? Why could he take you to a place where you can fret, where you can worry, where you can be filled with anxiety? He would never do that because the funds come from the Father.
The faith comes from the Father. The foundation comes from the father. So you don’t have to worry about money again because God has access to all of it, my friend. So that’s all I want to share with you, right? Because if you understand the source, you’re not going to be worried about a recession. You’re not going to be worried about an economy.
You’re not going to be worried about what the government is doing because Because the government is controlled by Caesar, but the heavens are controlled by God, right? And God has your treasures in heaven, and he wants to give it to you on earth, right? There are many mansions in heaven. And if there’s many mansions in heaven, he definitely wants to give you one on earth.
Now that mansion could be many things. I’m not saying it has to have a hundred bedrooms. It doesn’t have to be extravagant, but it has to be something on earth that he wants you to have. So if he’s given you desires in your heart, even earthly possessions, remember he wants to fulfill them, right? God wants to give you the desires of your heart.
That’s what Psalm 37 4 says. He does not want to deprive you. He does not want to deprive you. He does not want to despise you. He does not want to deny you of the success that you can gain and force you to live in pain. No, God wants you to have success. And that’s why He gave up His only Son, Jesus Christ, so you can have eternal life. Again, this is Daniel Ali.
If you have any questions, please write me an email at info at danielali.com. If you enjoyed this video, subscribe to my YouTube channel, hit that notification button, and share this video with someone else who really needs it. Again, this is Daniel Ali. I look forward to your success, I look forward to your prosperity, I look forward to everything that you do for the rest of humanity.
I’ll see you guys on the next video, and I hope to meet you in heaven.