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Crypto is FIRE: Terms

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Privacy Policy

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Privacy Policy

Our top priority is safeguarding your personal information.  The CFIRE website(s) (the “Site”), as well as our pages and profiles on social media websites (the “Crypto is FIRE Social Media”), are all referred to collectively as the “CFIRE Products” in this policy. 

Throughout the CFIRE website, Crypto is FIRE (CFIRE) provides non-accredited online memberships and courses to teach you effective and straightforward approaches and tactics for cryptocurrencies and using different blockchain technologies. The objective is to provide you with the necessary resources to make independent choices when participating in this novel emerging area of cryptocurrencies and decentralized finance (DeFi). You agree to the data practices outlined on this page when using the CFIRE Products and registering for a CFIRE account. 

1. What is this Privacy Policy for?

This Privacy Notice covers information we collect from you through our Site. Some of our Site’s functionality can be used without revealing any Personal Data, but for features or Services related to specific Content, Personal Data may be required. In order to access certain features and benefits on the Site, you may need to submit, or we may collect, “Personal Data” (i.e., information that can be used to identify you and which may also be referred to as “personally identifiable information” or “personal information”). Personal Data can include information such as your name, email address, IP address, and device identifier, among other things. You are responsible for ensuring the accuracy of the Personal Data you submit to CFIRE. Inaccurate information may affect your ability to use the Site, the information you receive when using the Site, and our ability to contact you. For example, your email address should be kept current because that is one of the primary ways in which we communicate important information with you.

This policy includes information on how the CFIRE website handles, stores, and safeguards user data and information.

2. What You Agree To By Using Our Site – The Collection And Use Of Your Information

CFIRE Products are only permitted to use a person’s personal information if there is a “legal basis” for doing so, in accordance with the European GDPR and Data Protection Act. We consider that the legal bases for using your personal information as set out in this Privacy Notice are as follows:

  • Whenever you have given your permission (such as when you create an account with CFIRE in order to use the site);
  • Your personal information is necessary to perform our obligations under any contract with you (for example, to comply with the Terms of Use of our Site which you accept by browsing our website or to comply with our contract to provide Services to you, or other organization that may be providing you with access to our Services); or
  • Your personal information is necessary for complying with our legal obligations; or
  • Your personal information is necessary for our legitimate interests or the legitimate interests of others. Our legitimate interests are to:
    • run, grow and develop our business;
    • operate our Site and provide our Products and Services;
    • select appropriately skilled and qualified suppliers;
    • build relationships with partners and institutions;
    • carry out research and statistical analysis;
    • carry out marketing and business development; and
    • for internal administrative and auditing purposes. 
    • Consent, to send you certain communications or where you submit certain information to us, or where required to rely upon consent by local law. 
  • Further, when you supply “special category (sensitive) personal data,” CFIRE is required to rely on an additional “legal basis” for processing that data, which will be:
    • Where you have given your consent (for instance, when we have chosen to request specific and optional information about yourself,  such as your ethnicity or gender), or when you choose to participate in particular surveys, consultations, or other research through CFIRE Products; and
    • Where equal opportunity or treatment is required, for instance, to guarantee that the opinions of all groups within the community’s population are properly represented.

Which legal basis applies to a specific activity will depend on the type of personal information used and the context in which it is being used.

If we rely on our (or another party’s) legitimate interests for using your personal information, we will undertake a balancing test to ensure that our (or the other party’s) legitimate interests are not outweighed by your interests or fundamental rights and freedoms which require protection of the personal information.

We may process your personal information in some cases for marketing purposes on the basis of your consent (which you may withdraw at any time as described below).

If we rely on your consent for us to use your personal information in a particular way, but you later change your mind, you may withdraw your consent by visiting the SITE and confirming to remove consent and we will stop doing so. If you withdraw your consent, this may impact the ability for us to provide some of our Services to you.

3. What Information We Collect 

In order to provide you with better products and services and for legal verification purposes, we gather the following types of information about users through the Site: 

  • Information relating to your use of our Site. When you visit our Site, we may track, collect, and aggregate information indicating, among other things, which pages of our Site were visited, the order in which they were visited, when they were visited, and which hyperlinks were clicked. We also collect information from the URLs from which you linked to our Site. Collecting such information may involve logging the IP address, operating system, and browser software used by each user of the Site. We may be able to determine from an IP address a user’s Internet Service Provider and the geographic location of their point of connectivity. Location data may be used to route your traffic to the nearest regional server to reduce latency and improve your experience. We may also use cookies and web beacons when you visit our Site. For more information on our use of cookies and web beacons, please refer to our ‘Use of Cookies’ Policy.
  • Personal Data provided directly by you or via third parties. We collect Personal Data that you provide to us when you register for an account, update or change information for your account, purchase products or Services, complete a survey, sign-up for email updates, participate in our public forums, send us email messages, or participate in Content Offerings or other Services on our Site. We may use the Personal Data that you provide to respond to your questions, provide you the specific Content Offering or Services you select, send you updates about Content Offerings or other CFIRE events, and send you email messages about Site maintenance or updates. This may include but is not limited to:
    • Account Registration. If you register for an account on our Site, you may be required to provide us with certain Personal Data such as your name and email address. You may also voluntarily provide us with additional Personal Data.
    • Updates. CFIRE may offer you the ability to receive updates either via email or by posting on portions of the Site only accessible to registered users. In order to subscribe to these Services, you may be required to provide us with Personal Data such as your name and email address.
    • Identity Verification. CFIRE may offer you the ability to verify your identity for select Services. In order to enroll for these Services, you may be required to provide us or our third-party identity verification vendor with Personal Data such as your name, address, date of birth, a headshot taken using a webcam, and a photo identification document.
    • Communications with CFIRE. We may receive Personal Data when you send us an email message or otherwise contact us.
    • Forums. CFIRE may offer public forums from time to time (the “Forums”) where you can share comments and thoughts. In order to participate in the Forums, you may be required to register with us or provide us with Personal Data such as your name and email address. Please keep in mind that information you post or make available in Forums will be publicly available. You should not include any personal information or other information of a personal or sensitive nature, whether relating to you or another person, in a Forum post. Please also reference our Terms of Use and our Community Guidelines for additional information about proper use of our Forums.
    • Participation in Content Offerings. CFIRE offers users the opportunity to participate in Content Offerings on or through the Site. If you desire to participate in a Content Offering, you will be asked to provide us with certain information necessary to conduct such a Content Offering. This information may include, among other things, your name and email address.
    • Third Party Sites. We may receive Personal Data when you access or log-in to a third party site, e.g., Facebook, from our Sites. This may include the text or images of your Personal Data available from the third party site.
    • Surveys. We may receive Personal Data when you provide information in response to a survey operated by us or a Content Provider.
    • Partner sites. Partner sites providing Content Offering-related tools and services to CFIRE users may collect nonfinancial individual-level user data regarding the individual’s use of that partner site while the partner sites provide those services to CFIRE. The partner sites may share that data with CFIRE for the purpose of improving our Services, the partner site’s services, and the individual’s education experience. This data includes information such as the amount of time spent on the partner site and pages viewed.
    • Third Party Payment Processing. CFIRE provides you with the ability to pay for Content Offerings and other Services using a credit card or other methods through a third party payment processing service provider. Please note that our service provider – not CFIRE – collects and processes your financial information.

4. How We Use the Information

  • Information relating to your use of our Site. We use information relating to your use of the Site to build higher quality, more useful Services by performing statistical analyses of the collective characteristics and behavior of our users, and by measuring demographics and interests regarding specific areas of our Site. We may also use this information to ensure the security of our Services and the Site.
  • Personally Identifiable Information provided directly by you or via third parties. Except as set forth in this Privacy Notice or as specifically agreed to by you, CFIRE will not disclose any of your Personal Data. In addition to the other uses set forth in this Privacy Notice, we may disclose and otherwise use Personal Data as described below:
    • Providing the Site and our Services. We use Personal Data which you provide to us in order to allow you to access and use the Site and in order to provide any information, products, or Services that you request from us.
    • Updates. We use Personal Data collected when you sign-up for our various email or update services to send you the messages in connection with the Site or Content Offerings. We may also archive this information or use it for future communications with you, where we are legally entitled to do so.
    • Identity Verification. For Services that require identity verification, we may use the Personal Data that we collect for verifying your identity, and for authenticating submissions made on the Site by you. This service may be provided through a third-party identity verification vendor. Your photo identification document will be deleted after successful verification of your profile information.
    • Technical support and security. We may use Personal Data to provide technical support to you, where required, and to ensure the security of our Services and the Site.
    • Communications with or from CFIRE. When you send us an email message or otherwise contact us, we may use the information provided by you to respond to your communication or as described in this Privacy Notice. We may also archive this information or use it for future communications with you where we are legally entitled to do so. Where we send you emails, we may track the way that you interact with these emails (such as when you open an email or click on a link inside an email). We use this information for the purposes of optimizing and better tailoring our communications to you.
    • Communications with CFIRE Business Partners. We may share your Personal Data with Content Providers and other business partners of CFIRE so that Content Providers and other business partners may share information about their products and services that may be of interest to you where they are legally entitled to do so.
    • Forums. You should not post any personally identifiable information or other information of a personal or sensitive nature, whether relating to you or another person, within a Forum post. If you choose to post personally identifiable information, such personally identifiable information may be collected during your use of the Forums. We may publish this information via extensions of our platform that use third-party services, like mobile applications. We reserve the right to reuse Forum posts that contain personally identifiable information in future versions of the Content Offerings, and to enhance future Content Offerings. We may archive this information or use it for future communications with you or your designee(s), or provide it to the Content Provider, or business partners. We may also use or publish posts submitted on the Forums without using personally identifiable information.
    • Participation in Content Offerings. CFIRE offers users the opportunity to participate in Content Offerings on or through the Site. If you desire to participate in a Content Offering, you will be asked to provide us with certain information necessary to conduct such a Content Offering. This information may include, among other things, your name and email address.
    • Research. We may share general but not personal information about your activity on our Site, and demographic data from surveys operated by us with our Content Providers and other business partners so that our Content Providers and other business partners may use the data for research related to online education.
    • Disclosure to CFIRE Operations and Maintenance Contractors. We use various service providers, vendors, and contractors (collectively, “Contractors”) to assist us in providing our Services to you. Our Contractors may have limited access to your Personal Data in the course of providing their products or services to us, so that we in turn can provide our Services to you. These Contractors may include vendors and suppliers that provide us with technology, services, or content related to the operation and maintenance of the Site or the Content Offerings. Access to your Personal Data by these Contractors is limited to the information reasonably necessary for the Contractor to perform its limited function for us.

5. GDPR Compliance

CFIRE is committed to protecting your personal information. Our process is designed to protect all your personal data by using encrypted SSL certificates and hosting with a trusted reliable third-party provider. By registering in any way to CFIRE you are agreeing to these Terms, you are expressly authorizing CFIRE to use and store your name, email address, digital fingerprint, and other personal information as required for CFIRE to service your account and to protect its software.  Users covered by GDPR can make a request that CFIRE remove your personal information from its systems by email to: [email protected]. Doing so will terminate your ability to use the Software and will end CFIRE’s obligation to provide further support or services to you. No refund will be provided in such situations. NOTE: it is impossible for CFIRE to remove any data from the blockchain, notably with regards to yourself. Any data recorded in relation to you on the blockchain is fixed, uneditable and unalterable forever. This is due to the technical nature of recording data on the blockchain. If this your involvement in such blockchain data recording is not agreeable to you, then you are advised to not register or use any of CFIRE’s products or services.

6. Use of Cookies

Cookies are utilized on this website to enhance the user experience. You, the user can choose whether to accept or restrict the usage of cookies on your computer or device upon your first visit to the website. Currently, websites request your explicit agreement before storing cookies’ data on your computer, which is compliant with the law.

Cookies are files that a user’s computer saves to its hard drive and uses to track, save, and store data about how the user interacts with and uses a website. This enables the website to offer consumers a customized experience on the website.

We recommend you follow your web browser security settings to work with cookies from this website and any external serving vendors in the way that is most appropriate for you..

To better understand how users interact with our website, tracking software is used to monitor visitor’s activity. Third-party analytics providers that provide this software use cookies to track visitor behavior. In order to track and monitor your interaction with and use of the website, the software will save a cookie to your computer’s hard drive. However, it will not store, save, or collect personal information. For more details, visit [http://www.google.com/privacy.html] to view Google’s privacy statement.

If this website employs referral programs, sponsored links, or advertisements, external third parties or vendors may place additional cookies on your computer’s hard drive for any other purpose. These cookies, which are often used for conversion and referral tracking, can at times expire, depending on your computer’s settings. NOTE: There is no storing, saving, or gathering of personal information with regards to these affiliate cookies.

Cookies that Enhance User Experience

When you use CFIRE Products, we might send one or more cookies to your computer. A cookie is an unique identifier that enables improved site navigation and log-in times.  The pages you see, the links you click, and other actions you take on CFIRE Products may also be communicated to us by cookies, and this enables us or our business partners to improve your CFIRE user experience over time. After you close your browser, a persistent cookie stays on your computer.  Your browser may use persistent cookies on repeated visits to the website. By following the instructions provided by your web browser, persistent cookies can be deleted. A session cookie is transient and vanishes when your browser is closed. Your web browser can be configured to either accept all cookies or to alert you when one is being sent.  However, if the ability to accept cookies is blocked, some elements of CFIRE Products might not operate as intended.

7. Information Sharing With Third Parties

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal and business information that we collect or you provide as described in this privacy policy:

  • To our affiliates;
  • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them;
  • To fulfill the purpose for which you provide the information;
  • For any other purpose disclosed by us when you provide the information;
  • With your consent;
  • As required by law, such as to comply with a subpoena, or similar legal process;
  • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;
  • If CFIRE is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email or a prominent notice on our Web site of any change in ownership or uses of this information, as well as any choices you may have regarding this information. 

8. International Privacy Practices

Our Sites are primarily operated and managed on servers located within the United States or Europe. In order to provide our products and services to you, you may be sending your Personal Data outside of the country where you reside or are located, including to the United States. Accordingly, if you reside or are located outside of the United States, your Personal Data may be transferred outside of the country where you reside or are located, including to countries that may not or do not provide the same level of protection for your Personal Data. We are committed to protecting the privacy and confidentiality of Personal Data when it is transferred. If you reside or are located within the EEA, United Kingdom, Switzerland, or other region that offers similar protections, and such transfers occur, we take appropriate steps to provide the same level of protection for the processing carried out in any such countries as you would have within the EEA or other regions to the extent feasible under applicable law. We participate in and commit to adhering to the EU-U.S. and Swiss-U.S. Privacy Shield Frameworks when transferring data from the EEA or Switzerland to the United States. Please contact us for further information  regarding our Privacy Shield Notice. 

9. External Links

CFIRE products and services may connect to other websites. For your convenience we may provide links to sites operated by organizations other than CFIRE (“Third Party Sites”) that we believe may be of interest to you. We do not disclose your Personal Data to these Third Party Sites unless we have a lawful basis on which to do so. We do not endorse and are not responsible for the privacy practices of these Third Party Sites. If you choose to click on a link to any one of these Third Party Sites, you must review the privacy policy posted on the other site to understand how that Third Party Site collects and uses your Personal Data.

All users must proceed with caution before visiting any external web links, even though the external links may appear to be high-quality and secure.

10. Confidentiality & Security of Personally Identifiable Information 

We use industry standard physical, technical, and administrative security measures to keep your Personal Data confidential, and do not share with third parties, except as otherwise provided in this Privacy Notice, or unless such disclosure is necessary in special cases, such as a physical threat to you or others, as permitted by applicable law. Because the Internet is not a 100% secure environment, we cannot guarantee the security of Personal Data, and there is a risk that an unauthorized third party may find a way to circumvent our security systems or that transmission of your information over the Internet will be intercepted. It is your responsibility to protect the security of your login information. Please note that email communications are typically not encrypted and should not be considered secure. 

At minimum, we use the following techniques to proactively protect against unauthorized access, use, or disclosure of personal information: 

  • CFIRE Products use encrypted with SSL certificates, and
  • CFIRE has data on hosting services that include AWS (Amazon Web Services), which is only accessible by the application server and CFIRE.

11. Retention Of Personally Identifiable Information

We keep your Personal Data for no longer than necessary for the purposes for which the Personal Data is collected and processed. The length of time we retain Personal Data depends on the purposes for which we collect and use it for, or as required to comply with applicable laws and to establish, exercise, or to defend our legal rights. 

12. Children

We do not permit minors on our site nor do we collect information from minors. CFIRE does not solicit personal data from any users under the age of 18. All users of CFIRE must agree to be 18 years or older. At this time, due to the highly technical nature of the Platform, and the financial structure of the course, we do not permit any minors. 

13. California Privacy Rights

California Consumer Privacy Act

Under the California Consumer Privacy Act (“CCPA”), California residents have the right to know what personal information about them is collected, request deletion of their personal data, opt-out of the sale of their personal data, and not be discriminated against if they choose to exercise any of these rights. 

CFIRE DOES NOT SELL ANY OF THE DATA WE COLLECT ABOUT YOU. If you’d like to exercise any of the other rights afforded to you, log in to your CFIRE account, under Profile ‘Settings’ and scroll down to find the appropriate option, or contact us at [email protected]  

For more information, please send any requests of this nature (“California Privacy Rights Request”) via email with the subject “Your California Privacy Rights” with a description of your request, your email address, and your full name and address. 

14. Updating or Deleting Your Personal Data

Your account settings and information are under your control. 

You have certain rights in relation to your Personal Data. You can access your Personal Data and confirm that it remains correct and up-to-date, choose whether or not you wish to receive material from us or some of our partners, and request that we delete or provide you with a copy of your personal data by logging into your account and selecting to change your profile details and email settings. You may also change your email correspondence or suspend promotional email messages by clicking the “Unsubscribe” button link. The ability to delete an account may be disabled for some users, particularly those who are enrolled in a product, service or service-related notifications regarding account verification, billing confirmations and reminders, changes to CFIRE products, or technical and security notices.

If you would like further information in relation to your rights or would like to exercise any of them, you may also contact us via [email protected]. 

We try to answer every request promptly where possible, and provide a response within a reasonable time period. Keep in mind, however, that when deleting your Personal Data there may be residual information that will remain within our databases, access logs, and other records, which may or may not contain your Personal Data. Please also note that certain Personal Data may be exempt from such requests in certain circumstances, which may include if we need to retain your Personal Data to comply with a legal obligation. When you email us with a request, we may ask that you provide us with information necessary to confirm your identity.

If you are a resident of California, please also see our CCPA Notice.

15. Termination, Suspension or Deactivation of User Account

Upon closing your User account, we may continue to hold your personal details and User Content.  Unless you make a written request, we may also display your profile information or personal story on the website.  If you want your information to be private, please contact us directly through the message center or by email at [email protected].

16. Collection By Third Parties

Except as specifically indicated in this Privacy Policy, third parties do not collect your personal information when you use CFIRE Products, however to the fullest extent permitted by law, CFIRE disclaims all responsibility for any liability that may result from such third parties’ unauthorized collection of your personal information, and you hereby release CFIRE from all such liability.

17. Changes To Our Privacy Notice 

Please note that we review our privacy practices from time to time, and that these practices are subject to change. Any change, update, or modification will be effective immediately upon posting on our Site. We are not obliged to notify you of any material change to this Privacy Notice and we may post a notice on our Site for a period of time following such update or we may send an email to the email address associated with your user account, and by changing the effective date (located at the top or bottom of the Terms page). Be sure to return to this page periodically to ensure familiarity with the most current version of this Privacy Notice.

18. Questions, Suggestions or Complaints; Contact Information

Your questions or comments about this privacy statement are welcome at CFIRE. If you have any privacy related questions, suggestions, unresolved problems, or complaints, you may contact us via [email protected]. If you reside or are located in the EEA, United Kingdom, Switzerland, or other region that offers similar protections, our Data Protection Officer and Privacy Team may assist with all queries regarding our handling of Personal Data at [email protected]